Largest 401(k) plan leaders
The largest 401(k) plan in America by assets is The Boeing Co. And Consolidated Subsidiaries, with $73.8B in reported plan assets for the 2024 Form 5500 plan year, up 2.4% year over year.
The largest 401(k) plan in America by participants is Walmart INC., with 1,881,721 reported participants for the 2024 Form 5500 plan year, down 3.3% year over year.
Largest by Assets
| Rank | Plan | Assets | Participants | Average balance |
|---|---|---|---|---|
| 1 | The Boeing Co. And Consolidated Subsidiaries — THE BOEING COMPANY 401(K) RETIREMENT PLAN (WA) | $73.8B | 216,698 | $340,726.24 |
| 2 | Microsoft Corporation — MICROSOFT CORPORATION SAVINGS PLUS 401K PLAN (WA) | $65.6B | 177,531 | $369,648.31 |
| 3 | Bank Of America Corporation — THE BANK OF AMERICA 401(K) PLAN (NC) | $62.9B | 254,477 | $247,125.89 |
| 4 | International Business Machines Corporation — IBM 401(K) PLAN (NY) | $59.4B | 156,865 | $378,405.35 |
| 5 | Rtx Corporation — RTX SAVINGS PLAN (CT) | $58.6B | 217,393 | $269,727.58 |
| 6 | Wells Fargo & Company — WELLS FARGO & COMPANY 401(K) PLAN (MN) | $57.9B | 288,416 | $200,706.61 |
| 7 | Jpmorgan Chase Bank, National Association — JPMORGAN CHASE 401(K) SAVINGS PLAN (NJ) | $52.4B | 299,277 | $174,963.41 |
| 8 | Google LLC — GOOGLE LLC 401(K) SAVINGS PLAN (CA) | $48.7B | 152,774 | $319,020.63 |
| 9 | At&T INC. — AT&T RETIREMENT SAVINGS PLAN (TX) | $43.1B | 203,226 | $212,157.53 |
| 10 | Walmart INC. — WALMART 401(K) PLAN (AR) | $41.5B | 1,881,721 | $22,056.86 |
| 11 | Costco Wholesale Corporation — COSTCO 401K RETIREMENT PLAN (WA) | $41.0B | 255,370 | $160,619.46 |
| 12 | Northrop Grumman Corporation — NORTHROP GRUMMAN SAVINGS PLAN (VA) | $39.5B | 154,894 | $254,792.34 |
| 13 | Amazon.Com Services, LLC — AMAZON 401(K) PLAN (WA) | $34.6B | 1,336,478 | $25,882.57 |
| 14 | Fmr LLC — FIDELITY RETIREMENT SAVINGS PLAN (MA) | $34.2B | 90,445 | $378,148.16 |
| 15 | Oracle Corporation — ORACLE CORPORATION 401(K) SAVINGS AND INVESTMENT PLAN (CA) | $31.0B | 103,417 | $299,901.61 |
| 16 | Cvs Health Corporation — CVS HEALTH FUTURE FUND 401(K) PLAN (RI) | $30.1B | 307,068 | $97,901.25 |
| 17 | Verizon Communications INC. — VERIZON SAVINGS PLAN FOR MANAGEMENT EMPLOYEES (NJ) | $29.4B | 126,153 | $232,861.16 |
| 18 | Unitedhealth Group Incorporated — UNITEDHEALTH GROUP 401(K) SAVINGS PLAN (MN) | $26.6B | 278,507 | $95,576.64 |
| 19 | Fedex Corporation — FEDEX CORPORATION RETIREMENT SAVINGS PLAN (TN) | $25.4B | 177,265 | $143,164.56 |
| 20 | Intel Corporation — INTEL 401(K) SAVINGS PLAN (CA) | $24.8B | 83,261 | $298,332.21 |
| 21 | Apple INC. — APPLE 401(K) PLAN (CA) | $24.7B | 144,388 | $171,123.44 |
| 22 | Hca INC. — HCA 401(K) PLAN (TN) | $23.8B | 377,504 | $63,078.68 |
| 23 | Exxon Mobil Corporation — EXXONMOBIL SAVINGS PLAN (TX) | $23.6B | 35,323 | $669,195.71 |
| 24 | Johnson And Johnson — JOHNSON AND JOHNSON SAVINGS PLAN (NJ) | $23.6B | 72,991 | $323,054.02 |
| 25 | Citigroup INC. — CITI RETIREMENT SAVINGS PLAN (CT) | $23.2B | 126,011 | $184,350.66 |
| 26 | General Motors LLC — GENERAL MOTORS RETIREMENT SAVINGS PLAN FOR SALARIED EMPLOYEES IN THE UNITED STATES (MI) | $23.1B | 67,246 | $342,907.63 |
| 27 | Cisco Systems,INC. — CISCO SYSTEMS,INC. 401(K) PLAN (CA) | $22.7B | 67,776 | $335,139.21 |
| 28 | Kaiser Foundation Health Plan, INC. — KAISER PERMANENTE 401(K) RETIREMENT PLAN (CA) | $22.5B | 178,486 | $126,290.52 |
| 29 | Morgan Stanley Domestic Holdings, LLC — MORGAN STANLEY 401(K) PLAN (NY) | $22.0B | 81,090 | $271,530.5 |
| 30 | Pfizer INC — PFIZER SAVINGS PLAN (NY) | $22.0B | 59,490 | $369,357.54 |
| 31 | Accenture LLP — ACCENTURE UNITED STATES 401(K) MATCH AND SAVINGS PLAN (IL) | $21.3B | 115,910 | $183,783.48 |
| 32 | Chevron Corporation — CHEVRON EMPLOYEE SAVINGS INVESTMENT PLAN (TX) | $20.4B | 35,056 | $581,318.59 |
| 33 | Comcast Corporation — COMCAST CORPORATION RETIREMENT - INVESTMENT PLAN (PA) | $19.7B | 128,897 | $152,741.78 |
| 34 | Board Of Trustees Of The Teamsters - Ups 401k National Savings Plan — THE TEAMSTER - UPS NATIONAL 401(K) TAX DEFERRED SAVINGS PLAN (GA) | $19.3B | 478,400 | $40,359.32 |
| 35 | State Farm Mutual Automobile Insurance Company — STATE FARM 401(K) SAVINGS PLAN (IL) | $19.0B | 102,869 | $184,799.1 |
| 36 | Delta Air Lines, INC. — DELTA 401(K) RETIREMENT PLAN (GA) | $19.0B | 112,713 | $168,437.98 |
| 37 | Caterpillar INC. — CATERPILLAR 401(K) SAVINGS PLAN (TX) | $18.8B | 60,290 | $311,794.73 |
| 38 | Ernst & Young U.S. LLP — ERNST & YOUNG RETIREMENT SAVINGS PLAN (NJ) | $18.3B | 96,780 | $189,365.07 |
| 39 | Ford Motor Company — FORD MOTOR CO. SAVINGS AND STOCK INVESTMENT PLAN FOR SALARIED EMPLOYEES (MI) | $17.3B | 52,244 | $330,543.91 |
| 40 | Southwest Airlines Co. — SOUTHWEST AIRLINES CO. RETIREMENT SAVINGS PLAN (TX) | $17.0B | 76,550 | $221,969.28 |
| 41 | United Airlines, INC. — UNITED AIRLINES PILOT RETIREMENT ACCOUNT PLAN (IL) | $16.8B | 19,509 | $861,321.88 |
| 42 | National Rural Electric Cooperative Association — 401(K) PENSION PLAN (VA) | $16.7B | 80,880 | $206,692.58 |
| 43 | Meta Platforms, INC. — META PLATFORMS, INC 401(K) PLAN (CA) | $16.5B | 78,483 | $209,674.82 |
| 44 | Honeywell International INC — HONEYWELL 401(K) PLAN (NC) | $16.3B | 60,090 | $271,534.14 |
| 45 | L3harris Technologies, INC. — L3HARRIS RETIREMENT SAVINGS PLAN (FL) | $16.3B | 74,165 | $219,961.35 |
| 46 | American Airlines, INC. - Retirement — AMERICAN AIRLINES, INC. 401(K) PLAN (TX) | $16.2B | 114,844 | $140,983.61 |
| 47 | Delta Air Lines, INC. — DELTA 401(K) RETIREMENT PLAN FOR PILOTS (GA) | $15.9B | 17,203 | $925,903.33 |
| 48 | Abbott Laboratories — ABBOTT LABORATORIES STOCK RETIREMENT PLAN (IL) | $15.7B | 60,437 | $260,192.75 |
| 49 | Merck & Co., INC. — MERCK US SAVINGS PLAN (NJ) | $15.0B | 40,572 | $368,996.28 |
| 50 | Pepsico, INC. — THE PEPSICO SAVINGS PLAN (NY) | $14.9B | 174,823 | $85,440.03 |
| 51 | Mass General Brigham Incorporated — CONSOLIDATED 403(B) PROGRAM OF MASS GENERAL BRIGHAM AND MEMBER ORGANIZATIONS (MA) | $14.9B | 125,671 | $118,754.99 |
| 52 | General Electric Company — GE AEROSPACE RETIREMENT SAVINGS PLAN (OH) | $14.7B | 105,231 | $140,036.52 |
| 53 | Dell INC. — DELL INC. 401(K) PLAN (TX) | $14.6B | 62,604 | $233,822.65 |
| 54 | Walgreen Co. — WALGREENS RETIREMENT SAVINGS PLAN (IL) | $14.5B | 272,420 | $53,358.32 |
| 55 | Target Corporation — TARGET CORPORATION 401(K) PLAN (MN) | $14.4B | 475,573 | $30,303.03 |
| 56 | Genentech, INC. — U.S. ROCHE 401(K) SAVINGS PLAN (CA) | $14.3B | 37,353 | $384,105.99 |
| 57 | United Parcel Service Of America, INC. — UPS 401(K) SAVINGS PLAN (GA) | $14.2B | 145,125 | $97,764.94 |
| 58 | The Home Depot, INC. — THE HOME DEPOT FUTUREBUILDER (GA) | $14.1B | 446,735 | $31,654.37 |
| 59 | The Cigna Group — THE CIGNA GROUP 401(K) PLAN (PA) | $14.1B | 88,684 | $159,442.3 |
| 60 | Kaiser Foundation Health Plan, INC. — KAISER PERMANENTE TAX SHELTERED ANNUITY PLAN (CA) | $13.8B | 110,792 | $125,005.95 |
| 61 | Abbvie INC. — ABBVIE SAVINGS PLAN (IL) | $13.4B | 37,767 | $354,484.34 |
| 62 | Toyota Motor North America, INC — TOYOTA MOTOR NORTH AMERICA, INC. RETIREMENT SAVINGS PLAN (TX) | $13.3B | 52,368 | $254,811.14 |
| 63 | Deloitte LLP — DELOITTE 401K PLAN (NY) | $13.3B | 117,341 | $113,551.38 |
| 64 | Pwc Us Group LLP — SAVINGS PLAN FOR EMPLOYEES AND PARTNERS OF PWC (FL) | $13.2B | 74,670 | $176,337.2 |
| 65 | Avago Technologies U.S. INC. — BROADCOM U.S. 401(K) PLAN (CA) | $13.1B | 20,820 | $627,136.62 |
| 66 | Eli Lilly And Company — THE LILLY EMPLOYEE 401(K) PLAN (IN) | $13.0B | 30,472 | $427,876.29 |
| 67 | Medtronic, INC. — MEDTRONIC SAVINGS AND INVESTMENT PLAN (MN) | $12.9B | 58,915 | $219,502.32 |
| 68 | The Goldman Sachs Group, INC. — THE GOLDMAN SACHS 401(K) PLAN (NY) | $12.8B | 48,550 | $262,783.46 |
| 69 | Twdc Enterprises 18 Corp. — DISNEY SAVINGS AND INVESTMENT PLAN (CA) | $12.7B | 77,005 | $165,264.67 |
| 70 | General Dynamics Corporation — GENERAL DYNAMICS CORPORATION 401(K) PLAN 6.0 (VA) | $12.4B | 65,411 | $189,486.2 |
| 71 | Edward D. Jones & Co., L.P. — EDWARD D. JONES & CO. PROFIT SHARING AND 401(K) PLAN (MO) | $12.4B | 54,690 | $226,146.03 |
| 72 | Ath Holding Company, LLC — ELEVANCE HEALTH 401(K) PLAN (IN) | $12.1B | 94,689 | $127,890.93 |
| 73 | Capital One Financial Corporation — CAPITAL ONE FINANCIAL CORPORATION ASSOCIATE SAVINGS PLAN (VA) | $12.0B | 66,717 | $179,765.72 |
| 74 | The Kroger Co. — THE KROGER CO. 401(K) RETIREMENT SAVINGS ACCOUNT PLAN (OH) | $11.8B | 160,358 | $73,639.96 |
| 75 | Leidos, INC. — LEIDOS, INC. RETIREMENT PLAN (VA) | $11.8B | 53,830 | $219,040.36 |
| 76 | Marriott International, INC. — MARRIOTT RETIREMENT SAVINGS PLAN (MD) | $11.7B | 137,769 | $84,819.67 |
| 77 | American Airlines, INC. - Retirement — AMERICAN AIRLINES, INC. 401(K) PLAN FOR PILOTS (TX) | $11.7B | 18,870 | $617,881.33 |
| 78 | Southwest Airlines Company — SOUTHWEST AIRLINES PILOTS RETIREMENT SAVINGS PLAN (TX) | $11.6B | 12,645 | $919,158.83 |
| 79 | Bristol-Myers Squibb Company — BRISTOL-MYERS SQUIBB SAVINGS AND INVESTMENT PROGRAM (NJ) | $11.6B | 33,339 | $347,572.86 |
| 80 | The Progressive Corporation & Its Participating Subsidiaries — THE PROGRESSIVE 401(K) PLAN (OH) | $11.5B | 69,645 | $165,604.8 |
| 81 | Shell Usa, INC. — SHELL PROVIDENT FUND (TX) | $11.5B | 25,236 | $455,969.31 |
| 82 | U.S. Bancorp — U.S. BANK 401(K) SAVINGS PLAN (MN) | $11.4B | 94,695 | $120,821.37 |
| 83 | Duke Energy Corporation — DUKE ENERGY RETIREMENT SAVINGS PLAN (NC) | $11.3B | 35,803 | $314,770.94 |
| 84 | The Vanguard Group, INC. — THE VANGUARD RETIREMENT AND SAVINGS PLAN (PA) | $11.1B | 27,024 | $410,184.23 |
| 85 | Deere & Company — JOHN DEERE SAVINGS AND INVESTMENT PLAN (IL) | $11.0B | 27,087 | $407,195.88 |
| 86 | United Services Automobile Association — USAA RETIREMENT SAVINGS PLAN (TX) | $10.9B | 52,789 | $206,600.13 |
| 87 | Bayer Corporation — BAYER CORPORATION SAVINGS AND RETIREMENT PLAN (MO) | $10.8B | 32,363 | $333,954.27 |
| 88 | Liberty Mutual Group INC. — LIBERTY MUTUAL 401(K) PLAN (MA) | $10.8B | 53,084 | $202,909.24 |
| 89 | The Dow Chemical Company — THE DOW CHEMICAL COMPANY EMPLOYEES' SAVINGS PLAN (MI) | $10.7B | 33,287 | $322,881.58 |
| 90 | The Prudential Insurance Company Of America — THE PRUDENTIAL EMPLOYEE SAVINGS PLAN (NJ) | $10.7B | 43,542 | $246,412.81 |
| 91 | Bae Systems, INC. — BAE SYSTEMS EMPLOYEES' SAVINGS AND INVESTMENT PLAN (VA) | $10.6B | 53,737 | $197,639.95 |
| 92 | 3m Company — 3M VOLUNTARY INVESTMENT PLAN AND EMPLOYEE STOCK OWNERSHIP PLAN (MN) | $10.6B | 52,897 | $200,314.01 |
| 93 | The Sherwin-Williams Company — THE SHERWIN-WILLIAMS COMPANY 401(K) PLAN (OH) | $10.6B | 63,424 | $166,554.61 |
| 94 | Ge Healthcare Technologies INC. — GE HEALTHCARE RETIREMENT SAVINGS PLAN (IL) | $10.5B | 54,636 | $192,603.09 |
| 95 | Kpmg LLP — KPMG 401(K) CAPITAL ACCUMULATION PLAN (NJ) | $10.5B | 55,389 | $189,353.59 |
| 96 | Advocate Aurora Health, INC — ADVOCATE AURORA HEALTH 401(K) PLAN (WI) | $10.5B | 99,769 | $105,120.75 |
| 97 | Travelers Companies, INC. — THE TRAVELERS 401(K) SAVINGS PLAN (MN) | $10.4B | 41,712 | $248,894.89 |
| 98 | United Airlines, INC. — UNITED AIRLINES 401(K) SAVINGS PLAN (IL) | $10.3B | 77,273 | $133,101.73 |
| 99 | Hp INC. — HP INC. 401(K) PLAN (TX) | $10.3B | 37,593 | $273,490.86 |
| 100 | Thermo Fisher Scientific INC. — THERMO FISHER SCIENTIFIC INC. 401(K) RETIREMENT PLAN (PA) | $10.3B | 52,601 | $195,117.31 |
Largest by Participants
| Rank | Plan | Participants | Assets | Average balance |
|---|---|---|---|---|
| 1 | Walmart INC. — WALMART 401(K) PLAN (AR) | 1,881,721 | $41.5B | $22,056.86 |
| 2 | Amazon.Com Services, LLC — AMAZON 401(K) PLAN (WA) | 1,336,478 | $34.6B | $25,882.57 |
| 3 | Paychex Retirement LLC — PAYCHEX POOLED EMPLOYER 401(K) PLAN (NY) | 645,304 | $1.8B | $2,740.59 |
| 4 | Board Of Trustees Of The Teamsters - Ups 401k National Savings Plan — THE TEAMSTER - UPS NATIONAL 401(K) TAX DEFERRED SAVINGS PLAN (GA) | 478,400 | $19.3B | $40,359.32 |
| 5 | Target Corporation — TARGET CORPORATION 401(K) PLAN (MN) | 475,573 | $14.4B | $30,303.03 |
| 6 | Express Services, INC. — EXPRESS EMPLOYMENT PROFESSIONALS 401(K) RETIREMENT SAVINGS PLAN (OK) | 464,345 | $2M | $5.3 |
| 7 | The Home Depot, INC. — THE HOME DEPOT FUTUREBUILDER (GA) | 446,735 | $14.1B | $31,654.37 |
| 8 | Hca INC. — HCA 401(K) PLAN (TN) | 377,504 | $23.8B | $63,078.68 |
| 9 | Adp Totalsource Group, INC. — ADP TOTALSOURCE RETIREMENT SAVINGS PLAN (FL) | 346,164 | $9.2B | $26,548.24 |
| 10 | Lowe'S Companies, INC. — LOWES 401(K) PLAN (NC) | 318,750 | $8.6B | $26,933.16 |
| 11 | Starbucks Corporation — STARBUCKS CORPORATION 401(K) PLAN (WA) | 307,988 | $4.9B | $15,879.95 |
| 12 | Cvs Health Corporation — CVS HEALTH FUTURE FUND 401(K) PLAN (RI) | 307,068 | $30.1B | $97,901.25 |
| 13 | The Tjx Companies, INC. — THE TJX COMPANIES, INC. 401(K) SAVINGS PLAN (MA) | 303,498 | $3.7B | $12,061.3 |
| 14 | Jpmorgan Chase Bank, National Association — JPMORGAN CHASE 401(K) SAVINGS PLAN (NJ) | 299,277 | $52.4B | $174,963.41 |
| 15 | Iti Intermodal, INC. — ITI INTERMODAL 401(K) RETIREMENT PLAN (IL) | 294,352 | $9M | $29.59 |
| 16 | Wells Fargo & Company — WELLS FARGO & COMPANY 401(K) PLAN (MN) | 288,416 | $57.9B | $200,706.61 |
| 17 | Unitedhealth Group Incorporated — UNITEDHEALTH GROUP 401(K) SAVINGS PLAN (MN) | 278,507 | $26.6B | $95,576.64 |
| 18 | Walgreen Co. — WALGREENS RETIREMENT SAVINGS PLAN (IL) | 272,420 | $14.5B | $53,358.32 |
| 19 | Compass Group Usa, INC. — COMPASS GROUP RETIREMENT PLAN (NC) | 263,796 | $2.5B | $9,386.69 |
| 20 | Universal Services Of America, LP — ALLIED UNIVERSAL 401(K) PLAN (CA) | 258,360 | $681M | $2,637.61 |
| 21 | Costco Wholesale Corporation — COSTCO 401K RETIREMENT PLAN (WA) | 255,370 | $41.0B | $160,619.46 |
| 22 | Bank Of America Corporation — THE BANK OF AMERICA 401(K) PLAN (NC) | 254,477 | $62.9B | $247,125.89 |
| 23 | Trinet Hr Iii, INC. — TRINET 401(K) PLAN (CA) | 249,207 | $8.7B | $34,952.64 |
| 24 | Insperity Holdings, INC. — INSPERITY 401K PLAN (TX) | 229,666 | $9.4B | $40,862.86 |
| 25 | Publix Super Markets, INC. — PUBLIX SUPER MARKETS, INC. 401(K) SMART PLAN (FL) | 225,961 | $8.1B | $35,651.32 |
| 26 | Dollar General Corporation — DOLLAR GENERAL CORP 401(K) SAVINGS AND RETIREMENT PLAN (TN) | 225,308 | $825M | $3,659.58 |
| 27 | Albertsons Companies, INC. — ALBERTSONS COMPANIES 401(K) PLAN (CA) | 222,465 | $8.0B | $36,105.98 |
| 28 | Rtx Corporation — RTX SAVINGS PLAN (CT) | 217,393 | $58.6B | $269,727.58 |
| 29 | The Boeing Co. And Consolidated Subsidiaries — THE BOEING COMPANY 401(K) RETIREMENT PLAN (WA) | 216,698 | $73.8B | $340,726.24 |
| 30 | At&T INC. — AT&T RETIREMENT SAVINGS PLAN (TX) | 203,226 | $43.1B | $212,157.53 |
| 31 | Darden Restaurants, INC. — DARDEN SAVINGS PLAN (FL) | 195,727 | $1.4B | $7,034.3 |
| 32 | Allegis Group, INC. — ALLEGIS GROUP, INC. RETIREMENT SAVINGS PLAN TWO (MD) | 193,721 | $289M | $1,489.56 |
| 33 | Kelly Services, INC — KELLY RETIREMENT SAVINGS PLAN (MI) | 185,135 | $343M | $1,850.13 |
| 34 | Kaiser Foundation Health Plan, INC. — KAISER PERMANENTE 401(K) RETIREMENT PLAN (CA) | 178,486 | $22.5B | $126,290.52 |
| 35 | Microsoft Corporation — MICROSOFT CORPORATION SAVINGS PLUS 401K PLAN (WA) | 177,531 | $65.6B | $369,648.31 |
| 36 | Fedex Corporation — FEDEX CORPORATION RETIREMENT SAVINGS PLAN (TN) | 177,265 | $25.4B | $143,164.56 |
| 37 | Pepsico, INC. — THE PEPSICO SAVINGS PLAN (NY) | 174,823 | $14.9B | $85,440.03 |
| 38 | Macys, INC. — MACYS INC 401(K) RETIREMENT INVESTMENT PLAN (OH) | 170,858 | $4.6B | $27,125.04 |
| 39 | Board Of Trustees Of The Teamsters- National 401k Savings Plan Trust — TEAMSTERS-NATIONAL 401K SAVINGS PLAN (PA) | 167,196 | $1.5B | $8,823.39 |
| 40 | The Kroger Co. — THE KROGER CO. 401(K) RETIREMENT SAVINGS ACCOUNT PLAN (OH) | 160,358 | $11.8B | $73,639.96 |
| 41 | International Business Machines Corporation — IBM 401(K) PLAN (NY) | 156,865 | $59.4B | $378,405.35 |
| 42 | Northrop Grumman Corporation — NORTHROP GRUMMAN SAVINGS PLAN (VA) | 154,894 | $39.5B | $254,792.34 |
| 43 | Google LLC — GOOGLE LLC 401(K) SAVINGS PLAN (CA) | 152,774 | $48.7B | $319,020.63 |
| 44 | Justworks Employment Group, LLC — JUSTWORKS RETIREMENT SAVINGS PLAN (NY) | 151,616 | $3.9B | $25,932.4 |
| 45 | Tenet Healthcare Corporation — TENET HEALTHCARE CORPORATION 401(K) RETIREMENT SAVINGS PLAN (TX) | 149,730 | $8.7B | $58,059.41 |
| 46 | United Parcel Service Of America, INC. — UPS 401(K) SAVINGS PLAN (GA) | 145,125 | $14.2B | $97,764.94 |
| 47 | Apple INC. — APPLE 401(K) PLAN (CA) | 144,388 | $24.7B | $171,123.44 |
| 48 | Marriott International, INC. — MARRIOTT RETIREMENT SAVINGS PLAN (MD) | 137,769 | $11.7B | $84,819.67 |
| 49 | Fedex Corporation — FEDEX CORPORATION RETIREMENT SAVINGS PLAN II (TN) | 133,109 | $3.5B | $26,410.81 |
| 50 | Tyson Foods, INC. — TYSON FOODS, INC. RETIREMENT SAVINGS PLAN (AR) | 131,960 | $3.7B | $28,260.57 |
| 51 | Commonspirit Health — COMMONSPIRIT HEALTH 401(K) RETIREMENT SAVINGS PLAN (KY) | 130,882 | $8.8B | $67,437.19 |
| 52 | Comcast Corporation — COMCAST CORPORATION RETIREMENT - INVESTMENT PLAN (PA) | 128,897 | $19.7B | $152,741.78 |
| 53 | Charter Communications, INC. — CHARTER COMMUNICATIONS, INC. 401(K) SAVINGS PLAN (NC) | 128,248 | $8.9B | $69,770.29 |
| 54 | Source 4 Solutions LLC — SOURCE 4 SOLUTIONS LLC 401(K) PROFIT SHARING PLAN & TRUST (TN) | 127,153 | $10M | $80.47 |
| 55 | Verizon Communications INC. — VERIZON SAVINGS PLAN FOR MANAGEMENT EMPLOYEES (NJ) | 126,153 | $29.4B | $232,861.16 |
| 56 | Citigroup INC. — CITI RETIREMENT SAVINGS PLAN (CT) | 126,011 | $23.2B | $184,350.66 |
| 57 | Mass General Brigham Incorporated — CONSOLIDATED 403(B) PROGRAM OF MASS GENERAL BRIGHAM AND MEMBER ORGANIZATIONS (MA) | 125,671 | $14.9B | $118,754.99 |
| 58 | Principal Life Insurance Company — PRINCIPAL EASE 401(K) PLAN (IA) | 124,666 | $651M | $5,220.97 |
| 59 | Whole Foods Market, INC. — WHOLE FOODS MARKET GROWING YOUR FUTURE 401(K) PLAN (TX) | 122,881 | $2.4B | $19,821.39 |
| 60 | Trustees Of The Culinary And Bartenders 401(K) Trust — CULINARY AND BARTENDERS 401(K) PLAN (NV) | 120,895 | $246M | $2,035.28 |
| 61 | Deloitte LLP — DELOITTE 401K PLAN (NY) | 117,341 | $13.3B | $113,551.38 |
| 62 | Board Of Trustees Of The Building Service 32bj Supplemental — BUILDING SERVICE 32BJ SUPPLEMENTAL RETIREMENT SAVINGS PLAN (NY) | 116,870 | $2.3B | $20,071.95 |
| 63 | Accenture LLP — ACCENTURE UNITED STATES 401(K) MATCH AND SAVINGS PLAN (IL) | 115,910 | $21.3B | $183,783.48 |
| 64 | American Airlines, INC. - Retirement — AMERICAN AIRLINES, INC. 401(K) PLAN (TX) | 114,844 | $16.2B | $140,983.61 |
| 65 | H.E.Butt Grocery Company — H-E-B SAVINGS & RETIREMENT PLAN (TX) | 114,181 | $4.3B | $37,925.95 |
| 66 | Oasis Outsourcing Holdings, INC. And Its Affiliates — OASIS RETIREMENT SAVINGS PLAN (FL) | 113,807 | $2.1B | $18,684.72 |
| 67 | Delta Air Lines, INC. — DELTA 401(K) RETIREMENT PLAN (GA) | 112,713 | $19.0B | $168,437.98 |
| 68 | Sodexo, INC. — SODEXO 401 (K) EMPLOYEES' RETIREMENT SAVINGS PLAN AND TRUST (MD) | 112,218 | $2.4B | $21,789.78 |
| 69 | Twdc Enterprises 18 Corp. — DISNEY HOURLY SAVINGS AND INVESTMENT PLAN (CA) | 111,954 | $1.6B | $13,875.63 |
| 70 | Best Buy Enterprise Services, INC. — BEST BUY RETIREMENT SAVINGS PLAN (MN) | 111,163 | $3.1B | $28,132.12 |
| 71 | Kaiser Foundation Health Plan, INC. — KAISER PERMANENTE TAX SHELTERED ANNUITY PLAN (CA) | 110,792 | $13.8B | $125,005.95 |
| 72 | Providence Health & Services — 401(K) SAVINGS PLAN (WA) | 109,907 | $10.1B | $91,660.09 |
| 73 | Nordstrom, INC. — NORDSTROM 401K PLAN (WA) | 108,781 | $4.3B | $39,441.85 |
| 74 | General Electric Company — GE AEROSPACE RETIREMENT SAVINGS PLAN (OH) | 105,231 | $14.7B | $140,036.52 |
| 75 | Oracle Corporation — ORACLE CORPORATION 401(K) SAVINGS AND INVESTMENT PLAN (CA) | 103,417 | $31.0B | $299,901.61 |
| 76 | State Farm Mutual Automobile Insurance Company — STATE FARM 401(K) SAVINGS PLAN (IL) | 102,869 | $19.0B | $184,799.1 |
| 77 | Advocate Aurora Health, INC — ADVOCATE AURORA HEALTH 401(K) PLAN (WI) | 99,769 | $10.5B | $105,120.75 |
| 78 | The Crawford Group, INC. — ENTERPRISE HOLDINGS RETIREMENT SAVINGS PLAN (MO) | 98,717 | $6.5B | $66,029.61 |
| 79 | Upmc — UPMC 401(A) RETIREMENT SAVINGS PLAN (PA) | 98,482 | $4.9B | $49,784.18 |
| 80 | Ernst & Young U.S. LLP — ERNST & YOUNG RETIREMENT SAVINGS PLAN (NJ) | 96,780 | $18.3B | $189,365.07 |
| 81 | T-Mobile Usa, INC. — T-MOBILE USA, INC. 401(K) RETIREMENT SAVINGS PLAN & TRUST (WA) | 96,694 | $9.1B | $93,612.66 |
| 82 | U.S. Bancorp — U.S. BANK 401(K) SAVINGS PLAN (MN) | 94,695 | $11.4B | $120,821.37 |
| 83 | Ath Holding Company, LLC — ELEVANCE HEALTH 401(K) PLAN (IN) | 94,689 | $12.1B | $127,890.93 |
| 84 | Tesla, INC. — TESLA, INC. 401(K) PLAN (TX) | 94,241 | $2.5B | $26,140.67 |
| 85 | Chs/Community Health Systems, INC — CHS/COMMUNITY HEALTH SYSTEMS, INC. RETIREMENT SAVINGS PLAN (TN) | 91,940 | $4.8B | $51,971.31 |
| 86 | Fmr LLC — FIDELITY RETIREMENT SAVINGS PLAN (MA) | 90,445 | $34.2B | $378,148.16 |
| 87 | Chipotle Mexican Grill, INC. — CHIPOTLE MEXICAN GRILL, INC. 401(K) PLAN (CA) | 90,364 | $293M | $3,239.79 |
| 88 | Young Men'S Christian Association Retirement Fund — YOUNG MEN'S CHRISTIAN ASSOCIATION RETIREMENT FUND RETIREMENT PLAN (NY) | 90,264 | $3.7B | $41,385.82 |
| 89 | Abm Industries Incorporated — ABM 401(K) EMPLOYEE SAVINGS PLAN (NY) | 89,480 | $696M | $7,776.06 |
| 90 | The Cigna Group — THE CIGNA GROUP 401(K) PLAN (PA) | 88,684 | $14.1B | $159,442.3 |
| 91 | Food Lion, LLC — FOOD LION 401(K) PLAN (NC) | 88,023 | $1.3B | $14,400.48 |
| 92 | O'Reilly Automotive, INC. — O'REILLY AUTOMOTIVE, INC. PROFIT SHARING AND SAVINGS PLAN (MO) | 87,528 | $1.9B | $21,314.32 |
| 93 | Gap INC. — GAPSHARE 401(K) PLAN (CA) | 85,367 | $2.6B | $30,599.96 |
| 94 | Intermountain Health Care, INC. — INTERMOUNTAIN HEALTH 401(K) PLAN (UT) | 84,616 | $6.8B | $80,738.41 |
| 95 | Securitas Security Services Usa, In — SECURITAS SECURITY SERVICES USA INCENTIVE SAVINGS AND RETIREMENT PLAN (CA) | 84,140 | $519M | $6,170.89 |
| 96 | Dollar Tree, INC. — DOLLAR TREE RETIREMENT SAVINGS PLAN (VA) | 83,276 | $979M | $11,757.67 |
| 97 | Intel Corporation — INTEL 401(K) SAVINGS PLAN (CA) | 83,261 | $24.8B | $298,332.21 |
| 98 | Aramark Services, INC. Retirement Benefits — ARAMARK HOURLY 401(K) PLAN (PA) | 82,405 | $225M | $2,731.18 |
| 99 | Randstad North America — RANDSTAD NORTH AMERICA 401(K) PLAN (GA) | 81,854 | $674M | $8,237.73 |
| 100 | Coadvantage Corporation — COADVANTAGE CORPORATION RETIREMENT SAVINGS PLAN (FL) | 81,703 | $1.2B | $15,096.31 |
Want to see averages instead?
Compare the largest plans above with national 401(k) averages for balances, fees, contributions, participants, and assets.
- Average 401(k) Balance — The average 401(k) account balance reflects the typical participant-level savings inside U.S. defined-contribution plans. Calculated from every employer-sponsored retirement plan that files DOL Form 5500, this metric strips out outliers using median values to show what a typical participant actually has saved.
- Average 401(k) Plan Fees — Average 401(k) plan fees expressed as the total annual plan expense divided by total plan assets. Sourced from DOL Form 5500 administrative-expense reporting and shown as the median to neutralize outlier impact from the largest mega-plans.
- Average Employer 401(k) Contribution — Average employer 401(k) contribution measures the dollars contributed by sponsoring employers — match plus profit-sharing — per active plan year. Median values from DOL Form 5500 filings strip out outliers from a small number of unusually generous plans.
- Average 401(k) Plan Size by Participants — Average plan size measured by participant headcount across every U.S. employer-sponsored retirement plan. The median is reported instead of the arithmetic mean because a handful of mega-plans (50,000+ participants) would otherwise distort the typical figure.
- Average 401(k) Plan Size by AUM — Average plan size measured by total assets under management (AUM). Reported as the median to remove distortion from the very largest plans, which can hold tens of billions in assets and inflate the arithmetic mean.
Source: U.S. Department of Labor Form 5500 filings. Rankings use the latest stable plan year available in PlanProvider.Pro and exclude partial-year filings.