Plan Snapshot
- Plan Sponsor: O'Reilly Automotive, INC.
- Sponsor EIN: 274358837
- Sponsor Address: P O BOX 1156, SPRINGFIELD, MO, 65801
- Plan Type: 401(k)
- Plan Number: 002
- Total Participants: 93,644
- Total Assets: $2.1B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 93,644 | $2.1B | $0 | $0 |
| 2024 | 80,513 | $1.9B | $52.0M | $134.3M |
| 2023 | 76,538 | $1.6B | $87.3M | $118.4M |
| 2022 | 74,266 | $1.4B | $32.5M | $96.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | Recordkeeper | $3,168,173 | — | $3,168,173 |
| FINANCIAL ENGINES | Investment Advisor | $228,328 | — | $228,328 |
| CAPFINANCIAL PARTNERS, LLC | Investment Advisor | $115,575 | — | $115,575 |
| STRATEGIC ADVISERS LLC | Investment Advisor | $48,420 | — | $48,420 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $3,560,496
- Estimated Expense Ratio: 0.167% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $246,546,616 | $276,747 | $8,100 | — | — |
| 2024 | $3,143,166 | $179,488 | $2,100 | — | — |
| 2023 | $2,856,073 | $217,080 | $15,000 | — | — |
| 2022 | $1,971,629 | — | — | — | — |