Plan Snapshot
- Plan Sponsor: Citigroup INC.
- Sponsor EIN: 521568099
- Sponsor Address: 750 WASHINGTON BLVD 7TH FLOOR, STAMFORD, CT, 06901
- Plan Type: 401(k)
- Total Participants: 74,487
- Total Assets: $23.2B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 74,487 | $23.2B | $584.1M | $878.9M |
| 2023 | 79,128 | $20.7B | $541.4M | $857.0M |
| 2022 | 78,295 | $17.4B | $468.6M | $739.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ALIGHT SOLUTIONS LLC | Recordkeeper | $4,450,700 | — | $4,450,700 |
| BLACKROCK INSTITUTIONAL TRUST CO,NA | Other Service Provider | $4,009,867 | — | $4,009,867 |
| BANK OF NEW YORK MELLON | Custodian / Trustee | $988,734 | — | $988,734 |
| MFS INSTITUTIONAL ADVISORS | Other Service Provider | $804,463 | — | $804,463 |
| T ROWE PRICE ASSOCIATES, INC. | Other Service Provider | $779,869 | — | $779,869 |
| WCM INVESTMENT MANAGEMENT, LLC | Other Service Provider | $779,699 | — | $779,699 |
| LAZARD ASSET MANAGEMENT LLC | Other Service Provider | $710,610 | — | $710,610 |
| ACADIAN ASSET MANAGEMENT LLC | Other Service Provider | $500,836 | — | $500,836 |
| WILLIAM BLAIR INVESTMENT MGMT, LLC | Other Service Provider | $462,301 | — | $462,301 |
| PRINCIPAL SMALL CAP SELECT | Other Service Provider | $457,102 | — | $457,102 |
| INSIGHT INVESTMENTS | Other Service Provider | $403,997 | — | $403,997 |
| BOSTON PARTNERS | Other Service Provider | $387,537 | — | $387,537 |
| MELLON INVESTMENTS CORPORATION | Other Service Provider | $365,485 | — | $365,485 |
| KPMG | Auditor | $313,189 | — | $313,189 |
| HEITMAN LLC | Other Service Provider | $256,603 | — | $256,603 |
| WILLIS TOWERS WATSON | Recordkeeper | $202,556 | — | $202,556 |
| TT INTERNATIONAL | Other Service Provider | $147,211 | — | $147,211 |
| CALLAN HOLDINGS' INC. | Other Service Provider | $139,694 | — | $139,694 |
| MERCER | Other Service Provider | $130,174 | — | $130,174 |
| BSR | Other Service Provider | $120,036 | — | $120,036 |
| FIDUCIARY COUNSELORS | Other Service Provider | $59,869 | — | $59,869 |
| PROSKAUER ROSE LLP | ERISA Attorney | $20,839 | — | $20,839 |
| MORGAN, LEWIS AND BOCKIUS LLP | ERISA Attorney | $13,347 | — | $13,347 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- ALIGHT SOLUTIONS LLC — Recordkeeper
- KPMG — Auditor
- WILLIS TOWERS WATSON — Recordkeeper
- PROSKAUER ROSE LLP — ERISA Attorney
- MORGAN, LEWIS AND BOCKIUS LLP — ERISA Attorney
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $16,504,718
- Estimated Expense Ratio: 0.071% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $20,408,429 | $13,967,395 | $4,450,700 | $313,189 | — |
| 2023 | $16,029,543 | $9,694,369 | $4,578,742 | $297,971 | — |
| 2022 | $17,573,253 | $11,342,498 | $4,543,647 | — | $1,553,043 |