Plan Snapshot
- Plan Sponsor: The Kroger Co.
- Sponsor EIN: 310345740
- Sponsor Address: 1014 VINE ST, CINCINNATI, OH, 45202
- Plan Type: 401(k)
- Total Participants: 380,891
- Total Assets: $11.8B
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 380,891 | $11.8B | $277.3M | $392.2M |
| 2023 | 135,373 | $8.4B | $282.1M | $359.8M |
| 2022 | 129,769 | $7.3B | $282.5M | $360.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MERRILL LYNCH, PIERCE, FENNER AND S | RECORDKEEPER | $2,047,540 | — | $2,047,540 |
| FID INV INST OPS CO | RECORDKEEPER | $675,251 | — | $675,251 |
| CLARK, SCHAEFER, HACKETT & CO. | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FID INV INST OPS CO — RECORDKEEPER
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $2,722,791
- Estimated Expense Ratio: 0.023% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $3,242,000 | — | — | — | — |
| 2023 | $1,766,000 | — | — | — | — |
| 2022 | $2,010,000 | — | — | — | — |