Plan Snapshot
- Plan Sponsor: Board Of Trustees Of The Heartland Health And Wellness Fund
- Sponsor EIN: 316173363
- Sponsor Address: 7250 POE AVENUE, SUITE 300, DAYTON, OH, 45414
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 48,345
- Total Assets: $40.9M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 48,345 | $40.9M | $344.2M | $1.7M |
| 2023 | 52,456 | $52.7M | $326.4M | $1.8M |
| 2022 | 49,260 | $47.4M | $305.7M | $1.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| COMMUNITY INSURANCE COMPANY | Other Service Provider | $18,824,747 | — | $18,824,747 |
| M&S PRINTMEDIA, INC. | Other Service Provider | $827,321 | — | $827,321 |
| BRIDGEWAY BENEFIT TECHNOLOGIES LLC | Other Service Provider | $792,723 | $6,569 | $799,292 |
| THE SEGAL COMPANY, INC. | Other Service Provider | $708,378 | $10,000 | $718,378 |
| REINHART BOERNER VAN DEUREN S.C. | Other Service Provider | $680,977 | — | $680,977 |
| DELTA DENTAL OF OHIO | Other Service Provider | $623,176 | — | $623,176 |
| SLEVIN & HART P.C | ERISA Attorney | $456,444 | — | $456,444 |
| VIRTA | Other Service Provider | $282,531 | — | $282,531 |
| KATY GOZALKA | Other Service Provider | $273,389 | — | $273,389 |
| SIKICH CPA LLC | Auditor | $240,086 | — | $240,086 |
| RICHARD MAINS | Other Service Provider | $213,013 | — | $213,013 |
| SPECTRUM PRINTING & DESIGN | Other Service Provider | $205,223 | — | $205,223 |
| WILLIAM MCMANUS | Other Service Provider | $180,765 | — | $180,765 |
| VISION SERVICE PLAN | Other Service Provider | $153,453 | — | $153,453 |
| ERIC MUELLER | Other Service Provider | $152,058 | — | $152,058 |
| SHARI LEWIS | Other Service Provider | $117,778 | — | $117,778 |
| EXPRESS SCRIPTS, INC. | Other Service Provider | $109,830 | — | $109,830 |
| LAN SOLUTIONS, INC. DBA INTRUST | Other Service Provider | $109,795 | — | $109,795 |
| JODI LONG | Other Service Provider | $103,362 | — | $103,362 |
| CARL LOMBARDO | Other Service Provider | $99,576 | — | $99,576 |
| SEAN CHAPMAN | Other Service Provider | $95,045 | — | $95,045 |
| REBECCA CROW | Other Service Provider | $91,352 | — | $91,352 |
| ANITA GARBER | Other Service Provider | $84,394 | — | $84,394 |
| WILLIAM EVANS | Other Service Provider | $83,730 | — | $83,730 |
| MISTY JO KESSLER | Other Service Provider | $83,209 | — | $83,209 |
| ERIN GEBHARDT | Other Service Provider | $83,153 | — | $83,153 |
| KRISTA BROSHEARS | Other Service Provider | $79,309 | — | $79,309 |
| ERICA BASSMAN | Other Service Provider | $78,282 | — | $78,282 |
| ANN RUDD | Other Service Provider | $78,212 | — | $78,212 |
| PAULA ROYSE | Other Service Provider | $77,713 | — | $77,713 |
| MARY CURTIS | Other Service Provider | $75,515 | — | $75,515 |
| BRANDY MULLENIX | Other Service Provider | $75,294 | — | $75,294 |
| KASEY FOREMAN | Other Service Provider | $74,255 | — | $74,255 |
| HEATHER MILLER | Other Service Provider | $74,110 | — | $74,110 |
| WENDY YOUNG-BURNETT | Other Service Provider | $72,705 | — | $72,705 |
| DARRELL WILKINSON | Other Service Provider | $69,261 | — | $69,261 |
| ANGELA STASTNY | Other Service Provider | $68,540 | — | $68,540 |
| KARRIE SHRINER | Other Service Provider | $66,448 | — | $66,448 |
| TRACY SMITH | Other Service Provider | $64,504 | — | $64,504 |
| KAYLA GOLDBERG | Other Service Provider | $63,034 | — | $63,034 |
| DELAWARE VALLEY HEALTH CARE COALITI | Other Service Provider | $250 | $59,018 | $59,268 |
| AISHIA FULCHER | Other Service Provider | $58,239 | — | $58,239 |
| STEPHANIE COLLETTE | Other Service Provider | $57,626 | — | $57,626 |
| MARK FEIGLESON | Other Service Provider | $56,329 | — | $56,329 |
| ANGELA OLINGER | Other Service Provider | $53,606 | — | $53,606 |
| JASMINE SIMON | Other Service Provider | $49,738 | — | $49,738 |
| GARNISHA HUDSON | Other Service Provider | $42,822 | — | $42,822 |
| EMILY ANTHONY | Other Service Provider | $34,985 | — | $34,985 |
| FIFTH THIRD BANK RETIREMENT SERVICE | Other Service Provider | $33,175 | — | $33,175 |
| WANDA UNDERWOOD | Other Service Provider | $32,495 | — | $32,495 |
| CARL GABRIEL | Other Service Provider | $31,125 | — | $31,125 |
| BECKY DERHAM | Other Service Provider | $28,709 | — | $28,709 |
| SHARENE MALONEY | Other Service Provider | $27,817 | — | $27,817 |
| JENNIFER POWELL | Other Service Provider | $27,512 | — | $27,512 |
| MONA MANSOOR | Other Service Provider | $27,446 | — | $27,446 |
| LOCKTON | Other Service Provider | $22,500 | — | $22,500 |
| ZELIS RED-CARD SYSTEMS, LLC | Other Service Provider | $20,016 | — | $20,016 |
| NEPC, LLC | Recordkeeper | $20,000 | — | $20,000 |
| NETWORKS GROUP INC. | Other Service Provider | $20,000 | — | $20,000 |
| MCKNIGHT, CANZANO, SMITH, RADTKE & | Auditor | $16,245 | — | $16,245 |
| SEGAL SELECT INSURANCE SERVICES INC | Other Service Provider | — | $12,291 | $12,291 |
| PAYCORE, INC. | Other Service Provider | $10,088 | — | $10,088 |
| ONSOLVE LLC | Other Service Provider | $5,425 | — | $5,425 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- SLEVIN & HART P.C — ERISA Attorney
- SIKICH CPA LLC — Auditor
- NEPC, LLC — Recordkeeper
- MCKNIGHT, CANZANO, SMITH, RADTKE & — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $27,456,716
- Estimated Expense Ratio: 67.124% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $7,843,725 | $23,140 | — | $240,086 | — |
| 2023 | $7,297,792 | $23,346 | — | $163,415 | — |
| 2022 | $8,767,835 | $25,462 | — | — | $1,945,754 |