Plan Snapshot
- Plan Sponsor: Delta Air Lines, INC.
- Sponsor EIN: 580218548
- Sponsor Address: 1030 DELTA BOULEVARD, ATLANTA, GA, 303546001
- Plan Type: 401(k)
- Total Participants: 89,993
- Total Assets: $19.0B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 89,993 | $19.0B | $605.7M | $709.2M |
| 2023 | 89,836 | $16.2B | $547.2M | $623.1M |
| 2022 | 83,136 | $13.2B | $456.1M | $520.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FINANCIAL ENGINES | NONE | $8,690,989 | — | $8,690,989 |
| FIDELITY INVESTMENTS INSTITUTIONAL | NONE | $2,305,205 | — | $2,305,205 |
| ALLWORTH FINANCIAL | INVESTMENT ADVISOR | $324,936 | — | $324,936 |
| AMERICAN FINANCIAL ADVISORS | INVESTMENT ADVISOR | $278,355 | — | $278,355 |
| TOTAL INVESTMENT MANAGEMENT | INVESTMENT ADVISOR | $49,177 | — | $49,177 |
| CAPITAL INVESTMENT ADVISORS | INVESTMENT ADVISOR | $48,999 | — | $48,999 |
| SIGNATUREFD, LLC | INVESTMENT ADVISOR | $24,490 | — | $24,490 |
| CREATIVE PLANNING | INVESTMENT ADVISOR | $23,919 | — | $23,919 |
| FISHER INVESTMENTS | INVESTMENT ADVISOR | $23,731 | — | $23,731 |
| BDO USA, P.C. | NONE | $20,099 | — | $20,099 |
| BROOKSTONE CAPITAL MGMT LLC | INVESTMENT ADVISOR | $15,819 | — | $15,819 |
| CARNEGIE INVESTMENT COUNSEL | INVESTMENT ADVISOR | $12,970 | — | $12,970 |
| ROLLINS FINANCIAL ADVISORS LLC | INVESTMENT ADVISOR | $12,910 | — | $12,910 |
| MARKS GROUP WEALTH MANAGEMENT | INVESTMENT ADVISOR | $8,790 | — | $8,790 |
| ARBOR INVESTMENT ADVISORS | INVESTMENT ADVISOR | $6,777 | — | $6,777 |
| CHURCHILL MANAGEMENT GROUP | INVESTMENT ADVISOR | $6,160 | — | $6,160 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — NONE
- CREATIVE PLANNING — INVESTMENT ADVISOR
- BDO USA, P.C. — NONE
- ARBOR INVESTMENT ADVISORS — INVESTMENT ADVISOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $11,853,326
- Estimated Expense Ratio: 0.062% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $11,662,993 | $9,337,689 | — | $20,099 | — |
| 2023 | $10,127,690 | $7,879,226 | — | $23,164 | — |
| 2022 | $10,058,283 | $7,468,795 | $2,582,238 | — | $7,250 |