Plan Snapshot
- Plan Sponsor: Delta Air Lines, INC.
- Sponsor EIN: 580218548
- Sponsor Address: 1030 DELTA BOULEVARD, ATLANTA, GA, 303546001
- Plan Type: 401(k)
- Total Participants: 14,981
- Total Assets: $15.9B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 14,981 | $15.9B | $737.2M | $333.5M |
| 2023 | 14,473 | $13.7B | $608.7M | $289.3M |
| 2022 | 13,283 | $11.5B | $459.1M | $204.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FINANCIAL ENGINES | NONE | $2,528,894 | — | $2,528,894 |
| ALLWORTH FINANCIAL | INVESTMENT ADVISOR | $2,193,582 | — | $2,193,582 |
| AMERICAN FINANCIAL ADVISORS | INVESTMENT ADVISOR | $441,835 | — | $441,835 |
| CREATIVE PLANNING | INVESTMENT ADVISOR | $379,051 | — | $379,051 |
| FISHER INVESTMENTS | INVESTMENT ADVISOR | $351,013 | — | $351,013 |
| SMITH ANGLIN FINANCIAL | INVESTMENT ADVISOR | $247,607 | — | $247,607 |
| TOTAL INVESTMENT MANAGEMENT | INVESTMENT ADVISOR | $230,592 | — | $230,592 |
| APOLLON WEALTH MANAGEMENT, LLC | INVESTMENT ADVISOR | $211,559 | — | $211,559 |
| SIGNATUREFD, LLC | INVESTMENT ADVISOR | $73,424 | — | $73,424 |
| SYMPHONY FINANCIAL, LTD. CO. | INVESTMENT ADVISOR | $73,424 | — | $73,424 |
| MOUNTAIN CAPITAL INVESTMENT AD | INVESTMENT ADVISOR | $47,502 | — | $47,502 |
| ZACKS INVESTMENT MANAGEMENT | INVESTMENT ADVISOR | $45,073 | — | $45,073 |
| FIDELITY INVESTMENTS INSTITUTIONAL | NONE | $41,697 | — | $41,697 |
| RIA INNOVATIONS | INVESTMENT ADVISOR | $40,275 | — | $40,275 |
| CAHILL FINANCIAL ADVISORS INC | INVESTMENT ADVISOR | $36,363 | — | $36,363 |
| ABOUND WEALTH MANAGEMENT, LLC | INVESTMENT ADVISOR | $30,553 | — | $30,553 |
| BDO USA, P.C. | NONE | $20,099 | — | $20,099 |
| MARINER PLATFORM SOLUTIONS | INVESTMENT ADVISOR | $19,005 | — | $19,005 |
| MORNINGSTAR INVESTMENTS ERV | INVESTMENT ADVISOR | $17,942 | — | $17,942 |
| ADAMS WEALTH ADVISORS | INVESTMENT ADVISOR | $16,455 | — | $16,455 |
| CRAWFORD INVST COUNSEL, INC. | INVESTMENT ADVISOR | $16,446 | — | $16,446 |
| ARBOR INVESTMENT ADVISORS | INVESTMENT ADVISOR | $15,321 | — | $15,321 |
| CAPITAL INVESTMENT ADVISORS, LLC | INVESTMENT ADVISOR | $11,905 | — | $11,905 |
| PCIA, LLC. | INVESTMENT ADVISOR | $10,184 | — | $10,184 |
| EP WEALTH ADVISORS, LLC | INVESTMENT ADVISOR | $9,724 | — | $9,724 |
| HALBERT HARGROVE GBL ADV LLC | INVESTMENT ADVISOR | $9,699 | — | $9,699 |
| EFFICIENT ADVISORS, LLC | INVESTMENT ADVISOR | $9,444 | — | $9,444 |
| HIGHTOWER ADVISORS, LLC | INVESTMENT ADVISOR | $8,696 | — | $8,696 |
| FOUNDATIONS INVESTMENT ADVISOR | INVESTMENT ADVISOR | $6,558 | — | $6,558 |
| CHOREO, LLC | INVESTMENT ADVISOR | $6,093 | — | $6,093 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- CREATIVE PLANNING — INVESTMENT ADVISOR
- FIDELITY INVESTMENTS INSTITUTIONAL — NONE
- ABOUND WEALTH MANAGEMENT, LLC — INVESTMENT ADVISOR
- BDO USA, P.C. — NONE
- ARBOR INVESTMENT ADVISORS — INVESTMENT ADVISOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $7,150,015
- Estimated Expense Ratio: 0.045% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $6,621,405 | $6,549,537 | — | $20,099 | — |
| 2023 | $4,832,101 | $4,684,480 | — | $23,164 | — |
| 2022 | $2,622,028 | $1,815,207 | $791,249 | — | $15,572 |