Plan Snapshot
- Plan Sponsor: Microsoft Corporation
- Sponsor EIN: 911144442
- Sponsor Address: ONE MICROSOFT WAY, REDMOND, WA, 908526399
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 184,329
- Total Assets: $77.9B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 184,329 | $77.9B | $0 | $0 |
| 2024 | 123,878 | $65.6B | $1.2B | $3.0B |
| 2023 | 118,818 | $53.2B | $1.1B | $2.8B |
| 2022 | 123,296 | $39.6B | $1.0B | $2.6B |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| RUSSELL INVESTMENTS | Other Service Provider | $15,077,925 | — | $15,077,925 |
| ARTISAN PARTNERS LIMITED PARTNERSHI | Other Service Provider | $6,547,627 | — | $6,547,627 |
| STRATEGIC ADVISORS, INC. | Other Service Provider | $6,063,579 | — | $6,063,579 |
| PUTNAM | Other Service Provider | $3,406,038 | — | $3,406,038 |
| FIDELITY INVESTMENTS INSTITUTIONAL | Other Service Provider | $2,383,420 | — | $2,383,420 |
| FRONTIER CAPITAL MANAGEMENT | Other Service Provider | $2,361,788 | — | $2,361,788 |
| PIMCO | Other Service Provider | $2,003,811 | — | $2,003,811 |
| DIMENSIONAL FUND ADVISORS | Other Service Provider | $1,339,783 | — | $1,339,783 |
| WESTFIELD CAPITAL MANAGEMENT | Other Service Provider | $929,766 | — | $929,766 |
| SILVERCREST ASSET MANAGEMENT GROUP | Other Service Provider | $806,080 | — | $806,080 |
| ARIEL INVESTMENTS | Other Service Provider | $358,110 | — | $358,110 |
| INVESCO | Other Service Provider | $50,976 | — | $50,976 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $41,328,903
- Estimated Expense Ratio: 0.053% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $4,896,025,958 | $42,382,079 | $81,900 | — | — |
| 2024 | $32,279,436 | $31,786,959 | $95,850 | — | — |
| 2023 | $21,737,806 | $20,700,826 | $66,900 | — | — |
| 2022 | $19,429,107 | $14,611,611 | — | — | $50,645 |