Plan Snapshot
- Plan Sponsor: The Home Depot, INC.
- Sponsor EIN: 953261426
- Sponsor Address: 2455 PACES FERRY ROAD, SE, ATLANTA, GA, 30339
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 468,817
- Total Assets: $15.7B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 468,817 | $15.7B | $0 | $0 |
| 2024 | 391,522 | $14.1B | $270.5M | $711.8M |
| 2023 | 398,464 | $12.6B | $257.9M | $675.6M |
| 2022 | 413,365 | $10.7B | $248.3M | $666.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ALIGHT SOLUTIONS LLC | Recordkeeper | $10,433,605 | — | $10,433,605 |
| ALIGHT FINANCIAL ADVISORS, LLC | Investment Advisor | $8,493,498 | — | $8,493,498 |
| THE NORTHERN TRUST COMPANY | Custodian / Trustee | $711,578 | — | $711,578 |
| AON INVESTMENTS USA, INC. | Other Service Provider | $385,962 | — | $385,962 |
| SMARTPATH, INC. | Investment Advisor | $183,375 | — | $183,375 |
| SMITH, GAMBRELL & RUSSELL LLP | ERISA Attorney | $166,396 | — | $166,396 |
| SEPIRE LLC | Other Service Provider | $151,475 | — | $151,475 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $20,525,889
- Estimated Expense Ratio: 0.131% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $1,385,438,421 | $334,850 | $19,313,065 | — | — |
| 2024 | $20,067,156 | $861,637 | $17,723,237 | — | — |
| 2023 | — | — | — | — | — |
| 2022 | — | — | — | — | — |