Plan Snapshot
- Plan Sponsor: The Dow Chemical Company
- Sponsor EIN: 381285128
- Sponsor Address: 2211 H.H. DOW WAY, MIDLAND, MI, 48674
- Plan Type: 401(k)
- Total Participants: 17,215
- Total Assets: $10.8B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 17,215 | $10.8B | $228.8M | $265.9M |
| 2023 | 17,128 | $10.1B | $122.2M | $263.8M |
| 2022 | 18,088 | $9.3B | $95.1M | $251.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INST. OP. CO. | NONE | $175,627 | — | $175,627 |
| BNY MELLON | NONE | — | $85,575 | $85,575 |
| MAYER BROWN LLP | NONE | $84,476 | — | $84,476 |
| COVINGTON & BURLING | NONE | $44,255 | — | $44,255 |
| QDRO CONSULTANTS CO LLC | NONE | $23,225 | — | $23,225 |
| BDO USA, P.C. | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INST. OP. CO. — NONE
- MAYER BROWN LLP — NONE
- BDO USA, P.C. — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $413,158
- Estimated Expense Ratio: 0.004% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,502,745 | $1,124,664 | $23,225 | — | — |
| 2023 | $1,557,539 | $1,087,332 | $15,100 | — | — |
| 2022 | $2,747,367 | $1,235,041 | — | — | — |