Plan Snapshot
- Plan Sponsor: The Dow Chemical Company
- Sponsor EIN: 381285128
- Sponsor Address: 2211 H.H. DOW WAY, MIDLAND, MI, 48674
- Plan Type: 401(k)
- Plan Number: 002
- Total Participants: 31,053
- Total Assets: $11.5B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 31,053 | $11.5B | $0 | $0 |
| 2024 | 17,215 | $10.8B | $228.8M | $265.9M |
| 2023 | 17,128 | $10.1B | $122.2M | $263.8M |
| 2022 | 18,088 | $9.3B | $95.1M | $251.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INST. OP. CO. | Other Service Provider | $294,358 | — | $294,358 |
| COVINGTON & BURLING | Other Service Provider | $180,948 | — | $180,948 |
| MAYER BROWN LLP | Other Service Provider | $97,404 | — | $97,404 |
| BNY MELLON | Other Service Provider | — | $49,320 | $49,320 |
| WARNER NORCROSS & JUDD | Other Service Provider | $12,312 | — | $12,312 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $634,342
- Estimated Expense Ratio: 0.006% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $1,214,095,766 | — | $21,150 | — | — |
| 2024 | $1,502,745 | $1,124,664 | $23,225 | — | — |
| 2023 | $1,557,539 | $1,087,332 | $15,100 | — | — |
| 2022 | $2,747,367 | $1,235,041 | — | — | — |