Plan Snapshot
- Plan Sponsor: The Dow Chemical Company
- Sponsor EIN: 381285128
- Sponsor Address: 2211 H.H. DOW WAY, MIDLAND, MI, 48674
- Plan Type: DB
- Total Participants: 6,414
- Total Assets: $10.9B
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 6,414 | $10.9B | $0 | $0 |
| 2023 | 6,888 | $11.5B | $0 | $0 |
| 2022 | 14,002 | $13.0B | $0 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| WILLIS TOWERS WATSON | Recordkeeper | $5,767,278 | — | $5,767,278 |
| NEUBERGER BERMAN INVESTMENT ADVISER | Other Service Provider | $2,085,684 | — | $2,085,684 |
| THE NORTHERN TRUST COMPANY | Custodian / Trustee | $1,811,899 | — | $1,811,899 |
| NISA INVESTMENT ADVISORS LLC | Other Service Provider | $1,664,566 | — | $1,664,566 |
| THE DOW CHEMICAL COMPANY | Recordkeeper | $1,052,221 | — | $1,052,221 |
| ADENZA, INC. | Other Service Provider | $758,452 | — | $758,452 |
| COVINGTON & BURLING LLP | ERISA Attorney | $639,644 | — | $639,644 |
| GOLDMAN SACHS ASSET MANAGEMENT, LP | Investment Advisor | $627,262 | — | $627,262 |
| RAMIREZ ASSET MANAGEMENT | Other Service Provider | $442,754 | — | $442,754 |
| BLOOMBERG FINANCE L.P. | Other Service Provider | $406,175 | — | $406,175 |
| BDO USA, P.C. | Auditor | $388,211 | — | $388,211 |
| MCUBE INVESTMENT TECHNOLOGIES LLC | Other Service Provider | $338,463 | — | $338,463 |
| INSIGHT NORTH AMERICA LLC | Other Service Provider | $270,373 | — | $270,373 |
| PIMCO | Other Service Provider | $254,594 | — | $254,594 |
| BURGISS GROUP LLC | Other Service Provider | $136,245 | — | $136,245 |
| ALPHAENGINE GLOBAL INVESTMENT | Other Service Provider | $75,000 | — | $75,000 |
| EVESTMENT ALLIANCE LLC | Other Service Provider | $70,481 | — | $70,481 |
| R.R. DONNELLEY AND SONS COMPANY | Other Service Provider | $58,726 | — | $58,726 |
| TRIOPTIMA | Other Service Provider | $33,262 | — | $33,262 |
| MARKIT GROUP | Other Service Provider | $27,021 | — | $27,021 |
| TRADEWEB LLC | Other Service Provider | $14,750 | — | $14,750 |
| CIEBA | Other Service Provider | $14,674 | — | $14,674 |
| THE BERWYN GROUP | Other Service Provider | $10,335 | — | $10,335 |
| T ROWE PRICE ASSOCIATES INC. | Other Service Provider | $7,463 | — | $7,463 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- WILLIS TOWERS WATSON — Recordkeeper
- COVINGTON & BURLING LLP — ERISA Attorney
- GOLDMAN SACHS ASSET MANAGEMENT, LP — Investment Advisor
- BDO USA, P.C. — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $16,955,533
- Estimated Expense Ratio: 0.155% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $38,757,966 | $5,082,691 | — | — | — |
| 2023 | $53,550,591 | $5,389,578 | $4,503 | — | — |
| 2022 | $51,315,826 | $2,057,132 | — | — | $8,983,295 |