Plan Snapshot
- Plan Sponsor: Apple INC.
- Sponsor EIN: 942404110
- Sponsor Address: ONE APPLE PARK WAY, CUPERTINO, CA, 95014
- Plan Type: 401(k)
- Total Participants: 101,217
- Total Assets: $24.7B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 101,217 | $24.7B | $733.7M | $1.5B |
| 2023 | 101,450 | $19.8B | $679.5M | $1.3B |
| 2022 | 106,111 | $15.0B | $595.7M | $1.2B |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| WILLIAM BLAIR INVESTMENT MGMT | NONE | $2,561,538 | — | $2,561,538 |
| FINANCIAL ENGINES | NONE | $1,929,300 | — | $1,929,300 |
| BARROW, HANELY, MEWHINNEY & STRAUS | NONE | $1,521,364 | — | $1,521,364 |
| FID INV INST OPS CO | NONE | $1,394,585 | — | $1,394,585 |
| MARINER WEALTH ADVISORS, LLC | NONE | $58,735 | — | $58,735 |
| FISHER INVESTMENT | NONE | $52,243 | — | $52,243 |
| ENVESTNET ADVISORY CORP | NONE | $18,254 | — | $18,254 |
| CORIENT | NONE | $13,611 | — | $13,611 |
| CHURCHILL MGMT GROUP | NONE | $12,293 | — | $12,293 |
| SFMG WEALTH ADVISORS | NONE | $10,330 | — | $10,330 |
| CREATIVE PLANNING | NONE | $10,222 | — | $10,222 |
| DYNAMIC WEALTH | NONE | $7,106 | — | $7,106 |
| ABSOLUTE CAPITAL MGMT | NONE | $5,854 | — | $5,854 |
| ERNST & YOUNG LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FID INV INST OPS CO — NONE
- CORIENT — NONE
- CREATIVE PLANNING — NONE
- ERNST & YOUNG LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $7,595,435
- Estimated Expense Ratio: 0.031% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $7,357,584 | $6,241,456 | — | — | — |
| 2023 | $9,670,850 | $6,778,590 | $2,755,271 | — | — |
| 2022 | $7,693,308 | $5,474,762 | $2,093,106 | — | $98,184 |