Plan Snapshot
- Plan Sponsor: Apple INC.
- Sponsor EIN: 942404110
- Sponsor Address: ONE APPLE PARK WAY, CUPERTINO, CA, 95014
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 147,655
- Total Assets: $30.8B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 147,655 | $30.8B | $0 | $0 |
| 2024 | 101,217 | $24.7B | $733.7M | $1.5B |
| 2023 | 101,450 | $19.8B | $679.5M | $1.3B |
| 2022 | 106,111 | $15.0B | $595.7M | $1.2B |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| RUSSELL INVESTMENTS CAPITAL, LLC | Other Service Provider | $5,846,372 | — | $5,846,372 |
| FINANCIAL ENGINES | Investment Advisor | $3,193,997 | — | $3,193,997 |
| FID INV INST OPS | Recordkeeper | $1,841,676 | — | $1,841,676 |
| WILLIAM BLAIR INVESMENT MGMT | Other Service Provider | $254,019 | — | $254,019 |
| FISHER INVESTMENT | Investment Advisor | $230,089 | — | $230,089 |
| MARINER WEALTH ADVISORS, LLC | Investment Advisor | $187,709 | — | $187,709 |
| BARROW HANELY, MEWHINNEY & STRAUS | Other Service Provider | $159,963 | — | $159,963 |
| TWIN PEAK WEALTH ADVISORS | Investment Advisor | $153,463 | — | $153,463 |
| CREATIVE PLANNING | Investment Advisor | $32,406 | — | $32,406 |
| TITLEIST ASSET MGMT LLC | Investment Advisor | $28,028 | — | $28,028 |
| DYNAMIC WEALTH | Investment Advisor | $26,933 | — | $26,933 |
| ZUCKERMAN INVESTMENT GROUP | Investment Advisor | $24,844 | — | $24,844 |
| SFMG WEALTH ADVISORS | Investment Advisor | $24,341 | — | $24,341 |
| MISSION WEALTH MGMT LP | Investment Advisor | $16,825 | — | $16,825 |
| ABOUND WEALTH MGMT LLC | Investment Advisor | $16,727 | — | $16,727 |
| SUMMITRY LLC | Investment Advisor | $15,805 | — | $15,805 |
| EP WEALTH ADVISORS LLC | Investment Advisor | $15,769 | — | $15,769 |
| BRIGHTON JONE LLC | Investment Advisor | $11,110 | — | $11,110 |
| IMA | Investment Advisor | $9,511 | — | $9,511 |
| AZZAD ASSET MGMT INC | Investment Advisor | $9,444 | — | $9,444 |
| CHURCHILL MGMT GROUP | Investment Advisor | $8,233 | — | $8,233 |
| FINANCIAL MANAG NETWORK INC | Investment Advisor | $7,098 | — | $7,098 |
| BLOOM ADVISORS | Investment Advisor | $6,835 | — | $6,835 |
| CORIENT | Investment Advisor | $5,816 | — | $5,816 |
| FORUM FINANCIAL MGMT LP | Investment Advisor | $5,414 | — | $5,414 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $12,132,427
- Estimated Expense Ratio: 0.039% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $1,221,922,767 | $9,988,092 | — | — | — |
| 2024 | $7,357,584 | $6,241,456 | — | — | — |
| 2023 | $9,670,850 | $6,778,590 | $2,755,271 | — | — |
| 2022 | $7,693,308 | $5,474,762 | $2,093,106 | — | $98,184 |