Plan Snapshot
- Plan Sponsor: Commonspirit Health
- Sponsor EIN: 470617373
- Sponsor Address: 3900 OLYMPIC BLVD, SUITE 300, ERLANGER, KY, 41018
- Plan Type: 401(k)
- Total Participants: 91,977
- Total Assets: $8.8B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 91,977 | $8.8B | $346.5M | $582.5M |
| 2023 | 90,345 | $7.9B | $324.1M | $574.6M |
| 2022 | 86,688 | $6.1B | $323.8M | $565.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FID INVEST INST OPS CO | RECORDKEEPER | $3,477,670 | — | $3,477,670 |
| COMMONSPIRIT HEALTH | PLAN ADMIN | $37,760 | — | $37,760 |
| POLSINELLI PC | LEGAL | $37,760 | — | $37,760 |
| QDRO CONSULTANTS COMPANY, LLC | CONSULTANT | $20,100 | — | $20,100 |
| ERNST & YOUNG LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FID INVEST INST OPS CO — RECORDKEEPER
- POLSINELLI PC — LEGAL
- ERNST & YOUNG LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $3,573,290
- Estimated Expense Ratio: 0.040% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $2,030,348 | — | — | — | — |
| 2023 | $4,077,426 | — | — | — | — |
| 2022 | $4,140,565 | — | — | — | $152,398 |