Browse 56+ providers in this category.
Featured Providers
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401GO - Sandy, UT
Third-Party Administrator
<p>Retirement plan administration and recordkeeping are the core of 401GO, a fintech-focused provider founded in 2017. Headquartered in Sandy in the S... -
ADP Retirement Services - Roseland, NJ
Third-Party Administrator
<p>Retirement plan administration is the focus at ADP Retirement Services, a division of Automatic Data Processing, Inc. Founded in 1949, the firm wor... -
Alight Solutions - Chicago, IL
Third-Party Administrator
<p>Retirement plan administration and recordkeeping are a core part of Alight Solutions’ workplace services. The firm works with employers on retireme... -
American Trust Retirement - Dubuque, IA
Third-Party Administrator
<p>Retirement plan administration and recordkeeping are the core of American Trust Retirement, a division of AmericanTCS. Founded in 1973, the firm wo... -
Americas Best 401k - Scottsdale, AZ
Third-Party Administrator
<p>Built for small and mid-sized employers with roughly 5–500 employees, Americas Best 401k is a retirement plan administrator that focuses on lowerin... -
Ameritas Retirement Plans - Lincoln, NE
Third-Party Administrator
<p>Retirement plan administration and related financial services, with a focus on recordkeeping and compliance support. Ameritas Retirement Plans work... -
Ascensus, LLC - Dresher, PA
Third-Party Administrator
<p>Retirement plan administration and recordkeeping are core parts of what Ascensus, LLC does, with a mix of plan design and compliance support for em... -
Aspire Financial Services - Tampa, FL
Third-Party Administrator
<p>Retirement plan recordkeeping is Aspire Financial Services’ main line of work, with a focus on K–12 retirement programs such as 403(b), 457, and IR... -
Basic Capital - New York, NY
Third-Party Administrator
<p>Runs bundled 401(k) administration with in-house recordkeeping and 3(16) services, built for employers that want a single provider for core plan op... -
Betterment at Work - New York, NY
Third-Party Administrator
<p>Betterment at Work is a retirement plan administrator that runs workplace retirement programs with a tech-first recordkeeping platform. Founded in ... -
BPAS - Utica, NY
Third-Party Administrator
<p>Retirement plan administration and recordkeeping are the core of BPAS’s work for employer-sponsored plans. The firm handles day-to-day plan operati... -
Canada Life - Toronto, ON
Third-Party Administrator
<p>Retirement plan administration and recordkeeping are a core part of Canada Life’s group business, with participant advice available alongside group... -
Capital Group - Los Angeles, CA
Third-Party Administrator
<p>Capital Group is a retirement plan administrator that handles plan design, compliance, and recordkeeping for workplace retirement plans. Founded in... -
Charles Schwab & Co., Inc. - Westlake, TX
Third-Party Administrator
<p>Retirement plan administration and recordkeeping are a core part of Charles Schwab & Co., Inc.’s business within The Charles Schwab Corporation... -
Common Wealth - Toronto, ON
Third-Party Administrator
<p>A retirement plan administrator founded in 2015, Common Wealth runs a digital platform for workplace retirement plans. The firm works with employer... -
Corebridge Financial - Houston, TX
Third-Party Administrator
<p>Retirement plan administration is a core part of Corebridge Financial’s business, alongside life insurance and asset management. The firm provides ... -
Desjardins Financial Security Life Assurance Company - Lévis, QC
Third-Party Administrator
<p>Desjardins Financial Security Life Assurance Company is an insurance and retirement savings administrator that runs recordkeeping and participant a... -
Empire Life Investments Ltd. - Kingston, ON
Third-Party Administrator
<p>Empire Life Investments Ltd. is a retirement plan administrator that provides recordkeeping and fiduciary audit support for employer-sponsored reti... -
Employee Fiduciary - Mobile, AL
Third-Party Administrator
<p>401(k) administration and recordkeeping for small businesses, with a focus on keeping plan costs straightforward. Employee Fiduciary handles day-to... -
Empower - Greenwood Village, CO
Third-Party Administrator
<p>Empower is a retirement plan administrator that provides recordkeeping for employer-sponsored retirement plans. It is the second-largest retirement... -
Epic Retirement Plan Services - Rochester, NY
Third-Party Administrator
<p>Retirement plan administration and recordkeeping are the core of Epic Retirement Plan Services (Epic RPS), a third-party administrator that also pe... -
Equitable - New York, NY
Third-Party Administrator
<p>Recordkeeping and retirement plan administration are the core of Equitable’s work for employer-sponsored plans. The firm handles day-to-day plan op... -
Fidelity Investments - Boston, MA
Third-Party Administrator
<p>Provides retirement plan administration and recordkeeping for employer-sponsored plans. Fidelity Investments is a multinational financial services ... -
ForUsAll - San Carlos, CA
Third-Party Administrator
<p>Built for startups and small to mid-sized employers, ForUsAll runs 401(k) plans with a focus on plan design and recordkeeping. Founded in 2012, the... -
Guideline, Inc. - Burlingame, CA
Third-Party Administrator
<p>Retirement plan administration and recordkeeping are the core of Guideline, Inc., a fintech provider focused on 401(k) plans for small and midsize ... -
Gusto
Third-Party Administrator
<p>Best known for tying payroll and benefits into one system, Gusto offers an integrated way for employers to run payroll, handle HR basics, and add w... -
Human Interest - San Francisco, CA
Third-Party Administrator
<p>Retirement plan administration is the core of Human Interest’s business, with recordkeeping and compliance support for employers that offer 401(k) ... -
J.P. Morgan Asset Management - New York, NY
Third-Party Administrator
<p>Manages investments and runs retirement-plan administration support, with recordkeeping as a core service. The firm works with employers that spons... -
John Hancock - Boston, MA
Third-Party Administrator
<p>Retirement plan administration and recordkeeping are a core part of John Hancock’s business, offered through John Hancock Retirement Plan Services,... -
Journey Retirement Plan Services - Grand Rapids, MI
Third-Party Administrator
<p>Retirement plan administration and recordkeeping are the core of this firm’s work, with a focus on day-to-day plan operations for employers.</p> <... -
July Business Services - Waco, TX
Third-Party Administrator
<p>Retirement plan administration and recordkeeping are the core of July Business Services (JULY Services, LLC), with payroll integration built into i... -
KTRADE - Plymouth, IN
Third-Party Administrator
Retirement plan provider. -
Lincoln Financial Group - Radnor, PA
Third-Party Administrator
<p>Retirement plan administration is a core part of Lincoln Financial Group’s business, with a focus on recordkeeping and compliance support for emplo... -
Manulife Financial Corporation - Toronto, ON
Third-Party Administrator
<p>Manulife Financial Corporation is a retirement plan administrator that handles recordkeeping and participant advice for employer-sponsored plans. F... -
Milliman - Seattle, WA
Third-Party Administrator
<p>Recordkeeping and retirement plan administration are core services at this independent actuarial and consulting firm. Founded in 1947, it works wit... -
My Solo 401k Financial LLC - Carlsbad, CA
Third-Party Administrator
<p>Self-directed Solo 401(k) plan setup and ongoing compliance are the focus of this retirement plan administrator. Founded in 2009, the firm works wi... -
Nabers Group LLC - Scottsdale, AZ
Third-Party Administrator
<p>Focused on Solo 401(k) plans for self-employed people and small business owners, Nabers Group LLC (doing business as solo401k.com) handles plan set... -
Nationwide Mutual Insurance Company - Columbus, OH
Third-Party Administrator
<p>Retirement plan administration and recordkeeping are part of Nationwide Mutual Insurance Company’s employee benefits business, supporting employers... -
NWPS - Seattle, WA
Third-Party Administrator
<p>Independent retirement plan recordkeeping and administration is the focus at NWPS, an administrator that handles day-to-day plan operations for emp... -
Open Access Ltd. - Toronto, ON
Third-Party Administrator
<p>Focused on group retirement plans and pension administration, Open Access Ltd. handles the day-to-day work behind employer-sponsored plans, from se... -
Paychex - Rochester, NY
Third-Party Administrator
<p>Payroll, HR, and retirement plan administration are handled by Paychex, which provides recordkeeping services for employer-sponsored plans. The com... -
PCS Retirement, LLC - Philadelphia, PA
Third-Party Administrator
<p>Retirement plan recordkeeping is the core service of PCS Retirement, LLC, an administrator founded in 2001. The firm is headquartered in Philadelph... -
Principal Financial Group, Inc. - Des Moines, IA
Third-Party Administrator
<p>Retirement plan administration and recordkeeping are a core part of this long-running financial services company’s business, with support for plan ... -
Royal Bank Of Canada (RBC) - Toronto, ON
Third-Party Administrator
<p>Retirement plan administration is one of the areas handled by Royal Bank of Canada (RBC), a financial institution founded in 1864. Headquartered in... -
Sentinel Group - Wakefield, MA
Third-Party Administrator
<p>Retirement plan administration is Sentinel Group’s core focus, with recordkeeping, participant advice, and plan design services for employers. Foun... -
Sharebuilder 401k - Seattle, WA
Third-Party Administrator
<p>ShareBuilder 401k is a retirement plan administrator and recordkeeper focused on 401(k) plans for small and mid-sized businesses, including self-em... -
Slavic401k - Boca Raton, FL
Third-Party Administrator
<p>Retirement plan administration and recordkeeping are at the center of Slavic401k’s work, with a focus on 401(k) plans for small businesses, Profess... -
Sun Life Financial - Toronto, ON
Third-Party Administrator
<p>Retirement plan administration and recordkeeping are a core part of what Sun Life Financial does for workplace plans, alongside participant advice ... -
The Vanguard Group, Inc. - Malvern, PA
Third-Party Administrator
<p>Retirement plan administration and recordkeeping are a core part of Vanguard’s business, supported by its client-owned structure and long-running f... -
TIAA - New York, NY
Third-Party Administrator
<p>Retirement plan administration is the core of TIAA’s work, with a focus on workplace retirement programs for organizations in higher education, res...
Find the Best 403(b) Retirement Plan Providers
A 403(b) retirement plan (also known as a tax-sheltered annuity or TSA plan) is a powerful tool for saving for retirement, especially if you work in certain public service or non-profit sectors. If you are an employee of a public school, college, university, church, or a tax-exempt charitable organization under IRC Section 501(c)(3), you likely have access to a 403(b) plan. These plans are similar to 401(k) plans offered in the private sector but are specifically designed for non-profit and educational employees.
Understanding your 403(b) options is crucial for maximizing your retirement savings. These plans allow employees to contribute money directly from their paycheck, often on a pre-tax basis, allowing your savings to grow tax-deferred until withdrawal in retirement. Many employers may also contribute to your account, which is essentially free money to help you reach your financial goals sooner.
What Makes a 403(b) Plan Valuable?
The primary advantage of a 403(b) is its tax-advantaged status. Contributions reduce your current taxable income, and your investments compound over time without being taxed annually. Furthermore, 403(b) plans offer high contribution limits. For 2025, employees under age 50 can generally contribute up to $23,500 of their salary, with higher catch-up limits available for those aged 50 and older and for certain long-term employees.
Another benefit is the flexibility some plans offer, including optional loans and hardship distributions, although these should be considered carefully as they can impact your long-term retirement security. When choosing or evaluating your plan, it is essential to look at the investment options, which typically include mutual funds and annuities, and the administrative costs, which can vary significantly between providers.
Choosing the Right 403(b) Provider
The provider manages the plan and offers the specific investment products available to you. Since investment options are typically limited to those chosen by your employer, it’s important to see if your plan offers competitive options and reasonable fees. When evaluating providers, consider factors such as: fee structure, the variety and quality of investment choices (like low-cost index funds), and overall customer service.
If your employer offers access to multiple providers, take the time to compare their offerings, especially focusing on expense ratios for investments. A slight difference in fees can translate into tens of thousands of dollars lost over the course of your career. Investing in a 403(b) plan is one of the most effective steps you can take toward securing a comfortable financial future, making the choice of provider and investment crucial for success.
We encourage you to explore the specifics of each provider's offerings available through your employer to make the most informed decision about your retirement savings strategy.
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