About Americas Best 401k
<p>Built for small and mid-sized employers with roughly 5–500 employees, Americas Best 401k is a retirement plan administrator that focuses on lowering plan costs and tightening fiduciary process for 401(k) plans. Founded in 2012, the firm is now part of Creative Planning and works with employers that want a clearer view of fees and investment options.</p> <p>Based in Scottsdale in the Phoenix metro, with offices in Overland Park in the Kansas City area, the firm supports sponsors across the U.S. It reports 2,000 clients (2026) and employs 49 people.</p> <p>Americas Best 401k highlights fee reviews that target investment-related charges and uses a “High Tech & High Touch” model that pairs online tools with one-on-one participant advice. A key differentiator is its emphasis on avoiding proprietary funds and middlemen so plan pricing and fund lineups are easier for sponsors to evaluate.</p> <p>As one of the <a href="/retirement-plans">retirement plan providers</a> that offers administration plus fiduciary support, the firm also supports sponsor oversight through fiduciary audits and 3(38) investment management.</p> <ul> <li>Plan design and plan setup changes</li> <li>Recordkeeping support</li> <li>3(38) investment management services</li> <li>Participant advice</li> <li>Fiduciary audit support</li> </ul>
Website: https://americasbest401k.com/
Founded: 2012
Employees: 49
Office Locations
- Scottsdale, AZ (Headquarters)
- Overland Park, KS
- Overland Park, KS
Accreditations & Certifications
- RIA
Services Offered
- Plan Design Consulting
- Participant Investment Advice
- 3(38) Investment Manager
- Recordkeeping
- Fiduciary Audit Services
Client Statistics (2026)
- Total Clients: 2,000
- Total AUM: $1.0M
- Total Participants: 40,000,000
Products & Pricing
- Our Pricing: $133 base fee, $5/employee, 40 bps AUM fee