American Trust Retirement

About American Trust Retirement

<p>Retirement plan administration and recordkeeping are the core of American Trust Retirement, a division of AmericanTCS. Founded in 1973, the firm works with plan sponsors and intermediaries on day-to-day plan operations, fiduciary support, and participant services. It reports 5,721 clients and $18.1B in AUM (2025) and has 202 employees.</p> <p>Based in eastern Iowa in the Quad Cities metro (Bettendorf) with another hub in Dubuque along the Mississippi River, American Trust Retirement supports plans across the U.S. The company also operates alongside related AmericanTCS businesses, including American Trust Custody, American Trust Wealth, and AmericanTCS Fiduciary Services.</p> <p>Services cover plan setup and ongoing administration, with options for named fiduciary roles under ERISA. Participants can also receive guidance through participant advice and managed account-style support.</p> <p>What sets the firm apart is the mix of administration, recordkeeping outsourcing, and ERISA fiduciary services offered under one organization, which can reduce handoffs between vendors.</p> <ul> <li>Recordkeeping and retirement plan administration for employer plans</li> <li>Plan design and compliance support</li> <li>ERISA fiduciary services: 3(16), 3(21), and 3(38)</li> <li>Fiduciary audit support, including work with <a href="/auditors/401k">401(k) auditors</a></li> <li>Participant advice and managed account-style services</li> </ul>

Website: https://americantrustretirement.com

Founded: 1973

Employees: 202