Plan Snapshot
- Plan Sponsor: Mechanical Services & Design INC.
- Sponsor EIN: 311105654
- Sponsor Address: 4401 SPRINGFIELD STREET, DAYTON, OH, 45431
- Plan Type: 401(k)
- Total Participants: 223
- Total Assets: $16.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 223 | $16.3M | $757,891 | $1.1M |
| 2023 | 223 | $13.8M | $1.1M | $880,690 |
| 2022 | 181 | $10.7M | $275,792 | $678,113 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS | RECORDKEEPER | $81,746 | — | $81,746 |
| AMERIPRISE FINANCIAL SERVICES INC | BROKER | — | $38,156 | $38,156 |
| KENTNER SELLERS LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TRANSAMERICA RETIREMENT SOLUTIONS — RECORDKEEPER
- AMERIPRISE FINANCIAL SERVICES INC — BROKER
- KENTNER SELLERS LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $119,902
- Estimated Expense Ratio: 0.735% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $85,471 | — | — | — | — |
| 2023 | $65,084 | — | — | — | — |
| 2022 | $77,766 | — | — | — | — |