Plan Snapshot
- Plan Sponsor: Plumbers, Pipe Fitters And Fund Local 392
- Sponsor EIN: 310561070
- Sponsor Address: 1228 CENTRAL PARKWAY, ROOM 100, CINCINNATI, OH, 45202
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 1,639
- Total Assets: $50.3M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 1,639 | $50.3M | $0 | $0 |
| 2024 | 1,562 | $39.8M | $33.1M | $2.5M |
| 2023 | 1,559 | $31.6M | $29.5M | $2.4M |
| 2022 | 1,563 | $27.1M | $27.9M | $2.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MARATHON HEALTH | Other Service Provider | $1,311,272 | — | $1,311,272 |
| ANTHEM BLUE CROSS AND BLUE SHIELD | Other Service Provider | $798,667 | $2,757 | $801,424 |
| RETIREE FIRST | Other Service Provider | $502,751 | — | $502,751 |
| BRIDGEWAY BENEFIT TECHNOLOGIES | Other Service Provider | $184,156 | — | $184,156 |
| THE SEGAL COMPANY | Other Service Provider | $176,898 | — | $176,898 |
| RINDA HOFFMAN | Other Service Provider | $98,458 | — | $98,458 |
| JOHNSON & KROL | ERISA Attorney | $88,022 | — | $88,022 |
| CVS HEALTH | Other Service Provider | $80,596 | — | $80,596 |
| ANNA WINTER | Other Service Provider | $71,134 | — | $71,134 |
| ABSOLUTE SOLUTIONS | Other Service Provider | $70,283 | — | $70,283 |
| MALIA CEFARATTI | Other Service Provider | $68,367 | — | $68,367 |
| RHONDA SHARP | Other Service Provider | $64,168 | — | $64,168 |
| LYN SMITH | Other Service Provider | $62,481 | — | $62,481 |
| NET GAIN TECHNOLOGIES | Other Service Provider | $61,319 | — | $61,319 |
| HOUSTON ROAD, LLC | Other Service Provider | $61,181 | — | $61,181 |
| NATIONAL INVESTMENT SERVICES | Other Service Provider | $60,520 | — | $60,520 |
| KELLEY GALLOWAY SMITH GOOLSBY | Auditor | $56,750 | — | $56,750 |
| VALENZ | Other Service Provider | $52,800 | — | $52,800 |
| JAYNE STULL | Other Service Provider | $45,021 | — | $45,021 |
| DELTA DENTAL | Recordkeeper | $40,639 | $3,173 | $43,812 |
| TERESA BEAM | Other Service Provider | $39,140 | — | $39,140 |
| LEGACY PROFESSIONALS LLP | Auditor | $33,650 | — | $33,650 |
| STRATEGIC CAPITAL | Other Service Provider | $25,000 | — | $25,000 |
| FIFTH THIRD BANK | Other Service Provider | $17,124 | — | $17,124 |
| PNC BANK, NATIONAL ASSOCIATION | Other Service Provider | $6,047 | — | $6,047 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $4,082,374
- Estimated Expense Ratio: 8.114% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $31,858,767 | $91,567 | $825,517 | $56,750 | — |
| 2024 | $2,106,146 | $75,388 | $792,722 | $55,000 | — |
| 2023 | $2,044,613 | $63,853 | $796,980 | $53,000 | — |
| 2022 | $2,022,876 | $60,115 | — | — | $266,160 |