Plan Snapshot
- Plan Sponsor: Board Of Trustees Northwestern Ohio Plumbers And Pipefitters
- Sponsor EIN: 346668665
- Sponsor Address: 7570 CAPLE BLVD STE B, NORTHWOOD, OH, 43619
- Plan Type: DC
- Plan Number: 002
- Total Participants: 4,070
- Total Assets: $435.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 4,070 | $435.2M | $0 | $0 |
| 2024 | 2,422 | $375.5M | $14.8M | $0 |
| 2023 | 2,118 | $342.5M | $13.3M | $0 |
| 2022 | 2,443 | $295.1M | $14.7M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENT INSTITUIONAL OP | Other Service Provider | $67,091 | — | $67,091 |
| MARQUETTE ASSOCIATES INC. | Other Service Provider | $55,000 | — | $55,000 |
| NOVARA LAW GROUP, PLLC | Other Service Provider | $50,825 | — | $50,825 |
| BENESYS, INC. | Other Service Provider | $50,432 | — | $50,432 |
| TITUS & URBANSKI, INC. | Auditor | $26,100 | — | $26,100 |
| MACQUEEN AND ASSOCIATES LLC | Other Service Provider | $6,901 | $3,126 | $10,027 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $259,475
- Estimated Expense Ratio: 0.060% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $25,526,393 | $55,000 | $50,432 | $26,100 | — |
| 2024 | $396,332 | $50,417 | $48,419 | $21,500 | — |
| 2023 | $383,425 | $50,000 | $42,070 | $21,110 | — |
| 2022 | $349,318 | $44,726 | $23,548 | — | $107,765 |