Browse 20+ providers in this category.
Featured Providers
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Gusto
Third-Party Administrator
<p>Best known for tying payroll and benefits into one system, Gusto offers an integrated way for employers to run payroll, handle HR basics, and add w... -
KTRADE - Plymouth, IN
Third-Party Administrator
Retirement plan provider. -
Nationwide Mutual Insurance Company - Columbus, OH
Third-Party Administrator
<p>Retirement plan administration and recordkeeping are part of Nationwide Mutual Insurance Company’s employee benefits business, supporting employers... -
Lincoln Financial Group - Radnor, PA
Third-Party Administrator
<p>Retirement plan administration is a core part of Lincoln Financial Group’s business, with a focus on recordkeeping and compliance support for emplo... -
ForUsAll - San Carlos, CA
Third-Party Administrator
<p>Built for startups and small to mid-sized employers, ForUsAll runs 401(k) plans with a focus on plan design and recordkeeping. Founded in 2012, the... -
American Trust Retirement - Dubuque, IA
Third-Party Administrator
<p>Retirement plan administration and recordkeeping are the core of American Trust Retirement, a division of AmericanTCS. Founded in 1973, the firm wo... -
Ascensus, LLC - Dresher, PA
Third-Party Administrator
<p>Retirement plan administration and recordkeeping are core parts of what Ascensus, LLC does, with a mix of plan design and compliance support for em... -
Americas Best 401k - Scottsdale, AZ
Third-Party Administrator
<p>Built for small and mid-sized employers with roughly 5–500 employees, Americas Best 401k is a retirement plan administrator that focuses on lowerin... -
Ameritas Retirement Plans - Lincoln, NE
Third-Party Administrator
<p>Retirement plan administration and related financial services, with a focus on recordkeeping and compliance support. Ameritas Retirement Plans work... -
Aspire Financial Services - Tampa, FL
Third-Party Administrator
<p>Retirement plan recordkeeping is Aspire Financial Services’ main line of work, with a focus on K–12 retirement programs such as 403(b), 457, and IR... -
Basic Capital - New York, NY
Third-Party Administrator
<p>Runs bundled 401(k) administration with in-house recordkeeping and 3(16) services, built for employers that want a single provider for core plan op... -
BPAS - Utica, NY
Third-Party Administrator
<p>Retirement plan administration and recordkeeping are the core of BPAS’s work for employer-sponsored plans. The firm handles day-to-day plan operati... -
Betterment at Work - New York, NY
Third-Party Administrator
<p>Betterment at Work is a retirement plan administrator that runs workplace retirement programs with a tech-first recordkeeping platform. Founded in ... -
Canada Life - Toronto, ON
Third-Party Administrator
<p>Retirement plan administration and recordkeeping are a core part of Canada Life’s group business, with participant advice available alongside group... -
Capital Group - Los Angeles, CA
Third-Party Administrator
<p>Capital Group is a retirement plan administrator that handles plan design, compliance, and recordkeeping for workplace retirement plans. Founded in... -
Empower - Greenwood Village, CO
Third-Party Administrator
<p>Empower is a retirement plan administrator that provides recordkeeping for employer-sponsored retirement plans. It is the second-largest retirement... -
Desjardins Financial Security Life Assurance Company - Lévis, QC
Third-Party Administrator
<p>Desjardins Financial Security Life Assurance Company is an insurance and retirement savings administrator that runs recordkeeping and participant a... -
Epic Retirement Plan Services - Rochester, NY
Third-Party Administrator
<p>Retirement plan administration and recordkeeping are the core of Epic Retirement Plan Services (Epic RPS), a third-party administrator that also pe... -
Equitable - New York, NY
Third-Party Administrator
<p>Recordkeeping and retirement plan administration are the core of Equitable’s work for employer-sponsored plans. The firm handles day-to-day plan op... -
Fidelity Investments - Boston, MA
Third-Party Administrator
<p>Provides retirement plan administration and recordkeeping for employer-sponsored plans. Fidelity Investments is a multinational financial services ...
Strategic Defined Contribution Pension Plans (DCPP) for Canadian Employers
A Defined Contribution Pension Plan (DCPP) is a formal Registered Pension Plan (RPP) that provides a transparent and predictable way for Canadian businesses to support employee retirement. Unlike traditional defined benefit plans, a DCPP "defines" the contributions made today rather than the payout tomorrow, shifting investment risk away from the employer while ensuring long-term financial security for the workforce.
Why Implement a DCPP?
As an authoritative retirement solution, the DCPP offers distinct advantages over a standard Group RRSP, particularly regarding asset protection and contribution consistency:
- Predictable Budgeting: Employers commit to a fixed percentage of payroll (minimum 1%), allowing for precise financial forecasting without the volatility of pension fund deficits.
- Tax Advantages: Employer contributions are deductible as a business expense and are not subject to payroll taxes (CPP/EI), unlike cash bonuses or certain RRSP matches.
- Creditor Protection: Assets within a DCPP are typically protected from creditors under provincial and federal pension legislation, providing employees with a robust safety net.
- Talent Retention: The "locked-in" nature of DCPP funds ensures that retirement savings remain dedicated to their intended purpose, reducing the likelihood of early withdrawals.
2026 DCPP Contribution Limits & Compliance
Staying compliant with the Canada Revenue Agency (CRA) is critical. For the 2026 tax year, the DCPP contribution limit has increased to $35,390 (or 18% of the employee’s earned income, whichever is less). Contributions generate a Pension Adjustment (PA), which reduces an employee's RRSP room for the following year. Organizations looking for even greater flexibility often pair a DCPP with a Deferred Profit Sharing Plan (DPSP) to reward high performance through variable contributions.
Partner With Canada’s Pension Experts
Designing a DCPP requires technical precision, from selecting the right investment lineup to ensuring adherence to the Capital Accumulation Plan (CAP) guidelines. We provide the expertise needed to navigate provincial registrations and provide member education that drives plan participation. Whether you are a small business or a large enterprise, a well-structured DCPP is the gold standard for corporate retirement benefits.
Optimize your benefits today. Request a DCPP consultation to see how we can lower your administrative burden.