Plan Snapshot
- Plan Sponsor: Together Credit Union
- Sponsor EIN: 430160998
- Sponsor Address: 423 LYNCH STREET, ST. LOUIS, MO, 63118
- Plan Type: 401(k)
- Total Participants: 423
- Total Assets: $52.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 423 | $52.4M | $2.0M | $2.1M |
| 2023 | 405 | $48.1M | $2.0M | $2.0M |
| 2022 | 433 | $42.6M | $1.9M | $1.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | RECORDKEEPER | $39,049 | — | $39,049 |
| VALORIE S FOSTER DBA VALORIE S FOST | AUDITOR | $6,500 | — | $6,500 |
| FORVIS MAZARS, LLP | Auditor | $6,500 | — | $6,500 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FORVIS MAZARS, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $52,049
- Estimated Expense Ratio: 0.099% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $45,549 | — | — | $6,500 | — |
| 2023 | $33,052 | — | — | — | — |
| 2022 | $48,218 | $41,800 | $4,868 | — | — |