Plan Snapshot
- Plan Sponsor: The Royal Banks Of Missouri
- Sponsor EIN: 430818100
- Sponsor Address: 3330 RIDER TRAIL SOUTH, EARTH CITY, MO, 63045
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 93
- Total Assets: $332,028
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 93 | $332,028 | $0 | $0 |
| 2024 | 93 | $32,819 | $979,611 | $234,453 |
| 2023 | 102 | $67,161 | $796,028 | $209,376 |
| 2022 | 92 | $139,230 | $183,594 | $48,869 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| UMR | Other Service Provider | $65,644 | — | $65,644 |
| ASSURED PARTNERS | Investment Advisor | $32,366 | — | $32,366 |
| THE BENECON GROUP, LLC | Investment Advisor | $28,770 | — | $28,770 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $126,780
- Estimated Expense Ratio: 38.184% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $1,199,830 | — | — | — | — |
| 2024 | $1,303,953 | — | — | — | — |
| 2023 | $1,018,853 | — | — | — | — |
| 2022 | $193,324 | — | — | — | — |