Plan Snapshot
- Plan Sponsor: First Community Credit Union
- Sponsor EIN: 430687711
- Sponsor Address: 17151 CHESTERFIELD AIRPORT ROAD, CHESTERFIELD, MO, 630051411
- Plan Type: DB
- Total Participants: 560
- Total Assets: $61.6M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 560 | $61.6M | $0 | $0 |
| 2023 | 511 | $57.1M | $0 | $0 |
| 2022 | 474 | $53.4M | $0 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CMFG LIFE INSURANCE COMPANY | NONE | $161,115 | — | $161,115 |
| TRUSTEED RETIREMENT PROGRAM | NONE | $8,431 | — | $8,431 |
| FORVIS MAZARS, LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- CMFG LIFE INSURANCE COMPANY — NONE
- TRUSTEED RETIREMENT PROGRAM — NONE
- FORVIS MAZARS, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $169,546
- Estimated Expense Ratio: 0.275% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $169,546 | $8,431 | $137,246 | — | — |
| 2023 | $194,959 | $10,024 | $158,391 | — | — |
| 2022 | $209,001 | $7,518 | $201,483 | — | — |