Plan Snapshot
- Plan Sponsor: Neighbors Credit Union
- Sponsor EIN: 430496315
- Sponsor Address: 6300 S. LINDBERGH, ST. LOUIS, MO, 63123
- Plan Type: 401(k)
- Total Participants: 129
- Total Assets: $9.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 129 | $9.2M | $363,334 | $555,770 |
| 2023 | 129 | $9.3M | $326,762 | $497,226 |
| 2022 | 135 | $8.5M | $279,633 | $397,860 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CAMBRIDGE INVESTMENT RESEARCH | ADVISOR | — | $23,055 | $23,055 |
| J. TENBRINK AND ASSOCIATES | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- J. TENBRINK AND ASSOCIATES — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $23,055
- Estimated Expense Ratio: 0.251% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,555 | — | — | — | — |
| 2023 | $2,150 | — | — | — | — |
| 2022 | $1,475 | — | — | — | — |