Plan Snapshot
- Plan Sponsor: Numerica Credit Union
- Sponsor EIN: 910863377
- Sponsor Address: 14610 E. SPRAGUE, SPOKANE VALLEY, WA, 992162146
- Plan Type: 401(k)
- Total Participants: 664
- Total Assets: $87.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 664 | $87.9M | $5.0M | $4.3M |
| 2023 | 649 | $71.1M | $4.8M | $4.0M |
| 2022 | 665 | $56.1M | $4.0M | $3.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MORGAN STANLEY | INVESTMENT ADVISOR | $10,500 | — | $10,500 |
| STRATEGIC ADVISORS, INC. | ADVISOR | $10,202 | — | $10,202 |
| BAKER TILLY US, LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MORGAN STANLEY — INVESTMENT ADVISOR
- STRATEGIC ADVISORS, INC. — ADVISOR
- BAKER TILLY US, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $20,702
- Estimated Expense Ratio: 0.024% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $17,272 | $10,201 | — | — | — |
| 2023 | $2,961 | $5,268 | — | — | — |
| 2022 | -$4,371 | $3,155 | — | — | — |