Plan Snapshot
- Plan Sponsor: Spokane Teachers Credit Union
- Sponsor EIN: 910565128
- Sponsor Address: 1620 N SIGNAL DR, LIBERTY LAKE, WA, 99019
- Plan Type: 401(k)
- Total Participants: 944
- Total Assets: $126.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 944 | $126.1M | $6.2M | $5.3M |
| 2023 | 901 | $104.3M | $5.4M | $4.9M |
| 2022 | 850 | $82.0M | $4.7M | $4.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $99,750 | — | $99,750 |
| STRATEGIC ADVISORS, INC. | ADVISOR | $59,787 | — | $59,787 |
| BAKER TILLY US, LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- STRATEGIC ADVISORS, INC. — ADVISOR
- BAKER TILLY US, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $159,537
- Estimated Expense Ratio: 0.127% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $159,602 | $59,852 | $600 | — | — |
| 2023 | $149,184 | $43,569 | — | — | — |
| 2022 | $137,074 | $30,541 | — | — | — |