Plan Snapshot
- Plan Sponsor: Board Of Trustees Northwestern Ohio Plumbers And Pipefitters
- Sponsor EIN: 344443218
- Sponsor Address: 7570 CAPLE BLVD STE B, NORTHWOOD, OH, 43619
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 1,396
- Total Assets: $91.0M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 1,396 | $91.0M | $0 | $0 |
| 2024 | 1,999 | $83.7M | $30.4M | $969,014 |
| 2023 | 1,924 | $75.3M | $26.9M | $56,384 |
| 2022 | 1,248 | $50.6M | $22.9M | $146,034 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| OPTUM RX INC | Other Service Provider | $4,352,881 | $23,143 | $4,376,024 |
| BENESYS INC | Other Service Provider | $244,500 | $22,425 | $266,925 |
| AMERICAN HEALTH HOLDING | Other Service Provider | $259,482 | — | $259,482 |
| ST. VINCENT MERCY MEDICAL CENTER | Other Service Provider | $138,305 | — | $138,305 |
| NOVARA LAW GROUP, PLLC | Other Service Provider | $136,995 | — | $136,995 |
| MULTI PLAN, INC. | Other Service Provider | $112,984 | — | $112,984 |
| FRONTPATH HEALTH COALITION | Other Service Provider | $81,567 | — | $81,567 |
| DELTA DENTAL | Other Service Provider | $72,737 | — | $72,737 |
| INCOME RESEARCH & MANAGEMENT | Other Service Provider | $62,438 | — | $62,438 |
| TITUS & URBANSKI, INC. | Other Service Provider | $29,700 | — | $29,700 |
| PACIFIC ASSET MANAGEMENT | Other Service Provider | $28,357 | — | $28,357 |
| PREMIER HEALTHCARE | Other Service Provider | $27,914 | — | $27,914 |
| MARQUETTE ASSOCIATES, INC. | Other Service Provider | $25,000 | — | $25,000 |
| CUNI, RUST, & STRENK INC | Other Service Provider | $12,500 | — | $12,500 |
| MACQUEEN AND ASSOCIATES LLC | Other Service Provider | $11,443 | $850 | $12,293 |
| K ROSE ASSOCIATES LLC | Other Service Provider | $9,815 | — | $9,815 |
| STEFANSKY & HOLLOWAY | Other Service Provider | $5,914 | — | $5,914 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $5,658,950
- Estimated Expense Ratio: 6.221% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $30,719,576 | $38,315 | $244,500 | $29,700 | — |
| 2024 | $1,825,109 | $36,534 | $247,275 | $50,000 | — |
| 2023 | $1,366,459 | $41,718 | $212,818 | $23,100 | — |
| 2022 | $1,208,908 | $42,550 | $24,675 | — | $153,753 |