About Solitude Financial Services, Inc.
Solitude Financial Services, INC. is a leading SEC-registered investment advisor dedicated to providing specialized wealth management for the pilot community, particularly those from United Airlines. Founded in 2011 by Gene Kowalski, a United captain and former Air Force instructor pilot, the firm serves pilot families across the United States. With offices in Charlottesville and Palmyra, Virginia, Solitude Financial Services excels in long-term financial planning, PRAP management (Pilot Retirement Account Plan), and sophisticated tax alpha strategies. They act as a fee-only fiduciary, ensuring clients' best interests are always prioritized. Their unique approach focuses on comprehensive wealth management, balancing short-term risk management with long-term opportunities, and offering personalized advice for emergency savings, insurance, asset allocation, and tax optimization. Solitude aims to transform their clients' retirement and overall financial well-being, providing services that go beyond typical portfolio returns to deliver true financial value.
Website: https://www.solitudefinancial.com/
Founded: 2011
Office Locations
- Charlottesville, VA (Headquarters)
Services Offered
- 3(21) Investment Advisor
Client Statistics (2026)
- Total Clients: 0
- Total AUM: $363.5M
Plans Serviced (2024)
Largest plans where this firm is listed as a service provider (Schedule C) or IQPA (Schedule H) on the most recent filings (From Form 5500).
| Plan | Sponsor | Assets | Participants |
|---|---|---|---|
| UNITED AIRLINES PILOT RETIREMENT ACCOUNT PLAN | UNITED AIRLINES, INC., IL | $16.8B | 17,444 |
| JETBLUE AIRWAYS RETIREMENT PLAN | JETBLUE AIRWAYS CORPORATION, NY | $5.4B | 23,089 |