Emergent Financial Services, Llc.

About Emergent Financial Services, Llc.

<p>SWaM-certified by Virginia’s Department of Small Business &amp; Supplier Diversity and Hispanic-owned, Emergent Financial Services, LLC works with retirement-focused planning for individuals, families, businesses, and institutions.</p> <p>Based in Charlottesville in Central Virginia, the firm supports clients across the Charlottesville metro area and also works with clients nationally. Emergent Financial Services is employee-owned and is an independent registered investment advisor with approximately $0.1B in AUM (2026).</p> <p>Its retirement planning work includes 401(k) and 403(b) plans, IRAs, and Social Security analysis. As a <a href="/plan-advisors">plan advisor</a>, Emergent provides 3(21) fiduciary services for employers that want help with investment guidance and ongoing plan support.</p> <p>A differentiator for many plan sponsors is the mix of employee ownership and SWaM certification, which can align with vendor requirements alongside plan oversight and participant education needs.</p> <ul> <li>3(21) plan advisor services</li> <li>401(k) and 403(b) retirement planning</li> <li>IRA planning and Roth conversion analysis</li> <li>Social Security analysis</li> <li>Spending and budgeting, 529/education, and legacy planning</li> </ul>

Website: https://www.emergentfs.com/