About Water Street Financial LLC
<p>Fee-only investment advice and fiduciary plan support are the focus at Water Street Financial LLC, an advisory firm headquartered in Winchester in Virginia’s Shenandoah Valley region. The firm has 5 employees and works with individuals as well as organizations that sponsor retirement plans.</p> <p>On the retirement plan side, Water Street Financial provides 3(21) fiduciary investment advisory services for pension and profit-sharing plans. It also supports charitable organizations and other businesses that need ongoing investment guidance and plan-related consulting.</p> <p>For individuals, the firm offers financial planning and portfolio management for both non-high-net-worth and high-net-worth households (over $750k in investable assets or $1.5M net worth). Clients can choose from AUM-based fees, hourly rates, or fixed-fee engagements.</p> <p>Water Street Financial works with clients across Virginia, Texas, and West Virginia, with a practice built around fee-only advice and retirement-focused planning. Reported assets under management were $0.1B (2026).</p> <ul> <li><a href="/plan-advisors">Plan advisor</a> offering 3(21) fiduciary investment guidance</li> <li>Pension consulting for pension and profit-sharing plans</li> <li>Financial planning and portfolio management for individuals</li> <li>Works with charitable organizations and business owners</li> </ul>
Website: https://www.wsfwealth.com/
Employees: 5
Office Locations
- Winchester, VA (Headquarters)
Services Offered
- 3(21) Investment Advisor
Client Statistics (2026)
- Total Clients: 0
- Total AUM: $147.3M