Plan Snapshot
- Plan Sponsor: Ufcw Comprehensive Benefits Trust
- Sponsor EIN: 822616834
- Sponsor Address: 1000 BURNETT AVE, SUITE 110, CONCORD, CA, 945202000
- Plan Type: 401(k)
- Plan Number: 502
- Total Participants: 1,764
- Total Assets: $19.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,764 | $19.2M | $28.9M | $1.1M |
| 2023 | 1,731 | $18.8M | $30.2M | $1.3M |
| 2022 | 1,686 | $13.0M | $24.9M | $1.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| UFCW GROUP ADMINISTRATION LLC | Recordkeeper | $939,629 | — | $939,629 |
| BLUE SHIELD OF CALIFORNIA | Other Service Provider | $286,826 | — | $286,826 |
| HORIZON ACTUARIAL SERVICES, LLC | Other Service Provider | $88,738 | — | $88,738 |
| THE SEGAL COMPANY | Recordkeeper | $79,650 | — | $79,650 |
| SEYFARTH & SHAW | Investment Advisor | $73,978 | — | $73,978 |
| EIDE BAILLY LLP | Auditor | $54,082 | — | $54,082 |
| ELIXIR | Other Service Provider | $47,661 | — | $47,661 |
| DELTA DENTAL | Other Service Provider | $40,884 | — | $40,884 |
| MEDEXPERT INTERNATIONAL | Other Service Provider | $39,983 | — | $39,983 |
| HEALTH MANAGEMENT CONCEPTS | Other Service Provider | $36,627 | — | $36,627 |
| UFCW UNION LOCAL 5 | Other Service Provider | $23,731 | — | $23,731 |
| QUEST DIAGNOSTICS | Other Service Provider | $20,021 | — | $20,021 |
| UFCW UNION LOCAL 8 | Other Service Provider | $17,230 | — | $17,230 |
| VISION SERVICE PLAN | Other Service Provider | $17,098 | — | $17,098 |
| MCCRACKEN, STEMMERMAN & HOLLSBERRY | Other Service Provider | $13,291 | — | $13,291 |
| CYPRESS DENTAL | Other Service Provider | $12,484 | — | $12,484 |
| JACE MARKETING SOLUTIONS | Other Service Provider | $5,552 | — | $5,552 |
| PODIATRY PLAN | Other Service Provider | $5,263 | — | $5,263 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- UFCW GROUP ADMINISTRATION LLC — Recordkeeper
- THE SEGAL COMPANY — Recordkeeper
- SEYFARTH & SHAW — Investment Advisor
- EIDE BAILLY LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,802,728
- Estimated Expense Ratio: 9.376% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,970,962 | — | $939,629 | $34,748 | — |
| 2023 | $1,858,833 | — | $827,943 | $76,481 | — |
| 2022 | $1,740,723 | $750 | $822,527 | — | $735,770 |