Plan Snapshot
- Plan Sponsor: Board Of Trustees, United Food And Commercial Workers
- Sponsor EIN: 952301788
- Sponsor Address: 6425 KATELLA AVE, CYPRESS, CA, 90630
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 38,865
- Total Assets: $491.4M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 38,865 | $491.4M | $551.0M | $64.9M |
| 2023 | 38,456 | $493.1M | $560.0M | $64.9M |
| 2022 | 38,585 | $477.5M | $559.9M | $65.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| SC UFCW ADMINISTRATION LLC | Other Service Provider | $22,642,884 | — | $22,642,884 |
| BLUE CROSS OF CALIFORNIA | Other Service Provider | $4,433,974 | — | $4,433,974 |
| DELTA DENTAL OF CALIFORNIA | Other Service Provider | $1,773,966 | — | $1,773,966 |
| ANTHEM BLUE CROSS LIFE AND HEALTH | Other Service Provider | $1,221,031 | — | $1,221,031 |
| HORIZON ACTUARIAL SERVICES, LLC | Other Service Provider | $758,302 | — | $758,302 |
| THE SEGAL CO. (WS) INC. | Recordkeeper | $529,039 | — | $529,039 |
| SEYFARTH SHAW | Investment Advisor | $517,700 | — | $517,700 |
| HEALTH MANAGEMENT CONCEPTS | Other Service Provider | $508,582 | — | $508,582 |
| CVS PHARMACY, INC. | Other Service Provider | $370,660 | — | $370,660 |
| SCHWARTZ, STEINSAPIR, DOHRMANN | Other Service Provider | $337,450 | — | $337,450 |
| INCOME RESEARCH & MANAGEMENT | Other Service Provider | $229,745 | — | $229,745 |
| WELLS FARGO BANK NA | Other Service Provider | $168,162 | — | $168,162 |
| MILLER KAPLAN ARASE LLP | Auditor | $152,400 | — | $152,400 |
| CS MCKEE | Other Service Provider | $149,146 | — | $149,146 |
| BARRY MITCHELL, DDS | Other Service Provider | $146,067 | — | $146,067 |
| ALAN WEISS, DDS | Other Service Provider | $135,360 | — | $135,360 |
| HEALTHLINX LLC | Other Service Provider | $130,000 | — | $130,000 |
| SMITH COMMUNICATIONS PARTNERS | Other Service Provider | $99,075 | — | $99,075 |
| SHENKMAN CAPITAL MGMT | Other Service Provider | $92,030 | — | $92,030 |
| MEKETA INVESTMENT GROUP | Other Service Provider | $81,250 | — | $81,250 |
| KEYBANK NATIONAL ASSOCIATION | Investment Advisor | $77,326 | — | $77,326 |
| MARSH & MCLENNAN AGENCY LLC | Investment Advisor | — | $62,996 | $62,996 |
| NORTHERN TRUST CAPITAL MANAGEMENT | Other Service Provider | $28,272 | — | $28,272 |
| NORTHERN TRUST COMPANY | Other Service Provider | $26,434 | — | $26,434 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- THE SEGAL CO. (WS) INC. — Recordkeeper
- SEYFARTH SHAW — Investment Advisor
- MILLER KAPLAN ARASE LLP — Auditor
- KEYBANK NATIONAL ASSOCIATION — Investment Advisor
- MARSH & MCLENNAN AGENCY LLC — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $34,671,851
- Estimated Expense Ratio: 7.055% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $31,597,784 | $657,769 | — | $71,500 | — |
| 2023 | $29,794,428 | $619,925 | — | $87,040 | — |
| 2022 | $29,018,741 | $580,438 | — | — | $3,955,611 |