Plan Snapshot
- Plan Sponsor: Ufcw & Employers Benefit Trust
- Sponsor EIN: 946078804
- Sponsor Address: 1000 BURNETT AVE SUITE 110, CONCORD, CA, 94520
- Plan Type: 401(k)
- Plan Number: 502
- Total Participants: 25,845
- Total Assets: $475.6M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 25,845 | $475.6M | $387.0M | $13.4M |
| 2023 | 25,895 | $484.1M | $398.3M | $14.2M |
| 2022 | 26,089 | $459.9M | $415.4M | $14.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| UFCW GROUP ADMINISTRATION LLC | Recordkeeper | $12,201,183 | — | $12,201,183 |
| BLUE SHIELD OF CALIFORNIA | Other Service Provider | $3,413,861 | — | $3,413,861 |
| SOLIDARITUS | Other Service Provider | $774,826 | — | $774,826 |
| DELTA DENTAL | Other Service Provider | $734,416 | — | $734,416 |
| ELIXIR | Other Service Provider | $730,591 | — | $730,591 |
| MEDEXPERT INTERNATIONAL INC | Other Service Provider | $699,885 | — | $699,885 |
| EIDE BAILLY LLP | Auditor | $527,072 | — | $527,072 |
| HEALTH MANAGEMENT CONCEPTS | Other Service Provider | $523,374 | — | $523,374 |
| HORIZON ACTUARIAL SERVICES, LLC | Other Service Provider | $421,776 | — | $421,776 |
| SEGAL COMPANY | Recordkeeper | $334,072 | — | $334,072 |
| QUEST DIAGNOSTIC | Other Service Provider | $333,762 | — | $333,762 |
| UFCW LOCAL 5 | Other Service Provider | $309,087 | — | $309,087 |
| VISION SERVICE PLAN | Other Service Provider | $263,587 | — | $263,587 |
| ULLICO INVESTMENT ADVISORS INC. | Other Service Provider | $259,967 | — | $259,967 |
| PHARMACY BENEFIT SOLUTIONS | Other Service Provider | $257,851 | — | $257,851 |
| SEYFARTH & SHAW | Investment Advisor | $255,189 | — | $255,189 |
| UFCW LOCAL 648 | Other Service Provider | $224,411 | — | $224,411 |
| MCCRACKEN, STEMMERMAN & HOLSBERRY | Other Service Provider | $125,323 | — | $125,323 |
| NEW ENGLAND PENSION CONSULTANTS | Recordkeeper | $118,796 | — | $118,796 |
| JACE MARKETING SOLUTIONS | Other Service Provider | $73,903 | — | $73,903 |
| PODIATRY PLAN | Other Service Provider | $68,732 | — | $68,732 |
| LORD ABBETT | Other Service Provider | $62,175 | — | $62,175 |
| UFCW LOCAL 8 | Other Service Provider | $59,801 | — | $59,801 |
| ACTIVE RADAR | Other Service Provider | $47,994 | — | $47,994 |
| HUDSON EDGE INVESTMENT PARTNERS | Other Service Provider | $41,488 | — | $41,488 |
| CIGNA | Other Service Provider | $41,178 | — | $41,178 |
| NORTHERN TRUST | Other Service Provider | $31,043 | — | $31,043 |
| LABCORP | Other Service Provider | $19,175 | — | $19,175 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- UFCW GROUP ADMINISTRATION LLC — Recordkeeper
- EIDE BAILLY LLP — Auditor
- SEGAL COMPANY — Recordkeeper
- SEYFARTH & SHAW — Investment Advisor
- NEW ENGLAND PENSION CONSULTANTS — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $22,954,518
- Estimated Expense Ratio: 4.827% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $26,044,661 | $1,904,933 | $12,201,183 | $71,800 | — |
| 2023 | $23,443,935 | $2,106,846 | $10,000,371 | $765,575 | — |
| 2022 | $23,358,130 | $1,089,452 | $10,063,775 | — | $10,783,343 |