Plan Snapshot
- Plan Sponsor: Starnes Davis Florie LLP
- Sponsor EIN: 630685284
- Sponsor Address: 100 BROOKWOOD PLACE, BIRMINGHAM, AL, 35209
- Plan Type: 401(k)
- Total Participants: 114
- Total Assets: $65.1M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 114 | $65.1M | $2.2M | $1.2M |
| 2023 | 99 | $56.7M | $2.1M | $1.1M |
| 2022 | 99 | $51.4M | $1.9M | $1.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MELD FINANCIAL INC | Other Service Provider | $48,413 | — | $48,413 |
| WAVERLY ADVISORS LLC | Other Service Provider | $32,353 | — | $32,353 |
| CAPFINANCIAL PARTNERS LLC | Other Service Provider | $26,575 | — | $26,575 |
| SAVANT CAPITAL LLC | Investment Advisor | $26,227 | — | $26,227 |
| HIGHTOWER ADVISORS LLC | Other Service Provider | $25,667 | — | $25,667 |
| EQUITY INVESTMENT CORPORATION | Other Service Provider | $25,246 | — | $25,246 |
| EVERSOURCE WEALTH ADVISORS LLC | Other Service Provider | $23,606 | — | $23,606 |
| SCHWAB RETIREMENT PLAN SERVICES,INC | Recordkeeper | $15,589 | — | $15,589 |
| BHK INVESTMENT ADVISORS LLC | Other Service Provider | $15,216 | — | $15,216 |
| DANA INVESTMENT ADV INC | Other Service Provider | $8,160 | — | $8,160 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- SAVANT CAPITAL LLC — Investment Advisor
- SCHWAB RETIREMENT PLAN SERVICES,INC — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $247,052
- Estimated Expense Ratio: 0.380% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $249,363 | $234,595 | — | — | — |
| 2023 | $179,498 | $167,983 | — | — | — |
| 2022 | $328,522 | $316,216 | $12,306 | — | — |