Plan Snapshot
- Plan Sponsor: Rogue Credit Union
- Sponsor EIN: 930491115
- Sponsor Address: 1370 CENTER DRIVE, MEDFORD, OR, 97501
- Plan Type: 401(k)
- Total Participants: 627
- Total Assets: $53.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 627 | $53.2M | $2.1M | $2.9M |
| 2023 | 630 | $45.3M | $2.0M | $2.6M |
| 2022 | 617 | $38.7M | $1.7M | $2.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | INVESTMENT MGMT | $58,297 | — | $58,297 |
| FREEDOM FIDUCIARIES LLC | INVESTMENT ADVISOR | $42,228 | — | $42,228 |
| JONES AND ROTH, PC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FREEDOM FIDUCIARIES LLC — INVESTMENT ADVISOR
- JONES AND ROTH, PC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $100,525
- Estimated Expense Ratio: 0.189% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $100,525 | $43,714 | $56,811 | — | — |
| 2023 | $30,364 | $30,364 | — | — | — |
| 2022 | $114,488 | — | $114,488 | — | — |