Plan Snapshot
- Plan Sponsor: Onpoint Community Credit Union
- Sponsor EIN: 930257765
- Sponsor Address: 2701 NW VAUGHN ST., PORTLAND, OR, 97210
- Plan Type: 401(k)
- Total Participants: 1,216
- Total Assets: $182.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,216 | $182.7M | $8.4M | $8.3M |
| 2023 | 1,061 | $151.5M | $7.9M | $7.4M |
| 2022 | 1,002 | $117.1M | $7.0M | $6.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $28,463 | — | $28,463 |
| JONES & ROTH | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- JONES & ROTH — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $28,463
- Estimated Expense Ratio: 0.016% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $26,884 | — | — | — | — |
| 2023 | $25,806 | — | $600 | — | — |
| 2022 | $44,323 | — | — | — | — |