Plan Snapshot
- Plan Sponsor: Unitus Community Credit Union
- Sponsor EIN: 930243503
- Sponsor Address: P.O. BOX 1937, PORTLAND, OR, 97207
- Plan Type: 401(k)
- Total Participants: 311
- Total Assets: $52.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 311 | $52.6M | $1.9M | $1.9M |
| 2023 | 311 | $45.7M | $1.9M | $2.0M |
| 2022 | 309 | $36.1M | $2.0M | $1.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| STANCORP FINANCIAL GROUP | NONE | $56,136 | $7,940 | $64,076 |
| CHARLES SCHWAB BANK | NONE | — | $16,307 | $16,307 |
| DOUGALL CONRADIE LLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- STANCORP FINANCIAL GROUP — NONE
- CHARLES SCHWAB BANK — NONE
- DOUGALL CONRADIE LLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $80,383
- Estimated Expense Ratio: 0.153% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $56,136 | $16,307 | $39,829 | — | — |
| 2023 | $51,236 | — | $51,236 | — | — |
| 2022 | $46,253 | — | $46,253 | — | — |