Plan Snapshot
- Plan Sponsor: River Valley Bancorporation, INC.
- Sponsor EIN: 391440245
- Sponsor Address: 327 NORTH 17TH AVE, WAUSAU, WI, 54401
- Plan Type: 401(k)
- Total Participants: 243
- Total Assets: $31.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 243 | $31.4M | $695,920 | $1.9M |
| 2023 | 240 | $29.8M | $700,425 | $1.9M |
| 2022 | 270 | $24.7M | $523,349 | $1.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $42,867 | — | $42,867 |
| HAYS FINANCIAL GROUP, LLC | CONSULTANT | $6,700 | — | $6,700 |
| HAWKINS ASH CPAS LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- HAYS FINANCIAL GROUP, LLC — CONSULTANT
- HAWKINS ASH CPAS LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $49,567
- Estimated Expense Ratio: 0.158% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $53,424 | $3,857 | — | — | — |
| 2023 | $40,737 | $3,184 | — | — | — |
| 2022 | $61,038 | — | — | — | — |