Plan Snapshot
- Plan Sponsor: Plumbers & Pipefitters Union Local No. 178
- Sponsor EIN: 431642796
- Sponsor Address: 2501 W GRAND ST, SPRINGFIELD, MO, 658024968
- Plan Type: DC
- Total Participants: 322
- Total Assets: $25.0M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 322 | $25.0M | $2.1M | $0 |
| 2023 | 303 | $22.7M | $1.8M | $0 |
| 2022 | 294 | $20.1M | $1.7M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MORGAN STANLEY | INVESTMENT ADVISOR | $169,120 | — | $169,120 |
| QUALIFIED BENEFITS CONSULTANTS INC | THIRD PARTY ADMINISTRATO | $18,215 | — | $18,215 |
| PLUMBERS 178 GENERAL FUND | PLAN SPONSOR | $9,388 | — | $9,388 |
| THE WHITLOCK COMPANY | ACCOUNTANT | $9,000 | — | $9,000 |
| THE WHITLOCK COMPANY LLP | Auditor | $9,000 | — | $9,000 |
| MERTZ INSURANCE | INSURANCE PROVIDER | $6,879 | — | $6,879 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MORGAN STANLEY — INVESTMENT ADVISOR
- THE WHITLOCK COMPANY — ACCOUNTANT
- THE WHITLOCK COMPANY LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $221,602
- Estimated Expense Ratio: 0.885% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $220,788 | $169,120 | $9,388 | $9,000 | — |
| 2023 | $195,981 | $151,588 | $9,087 | $8,000 | — |
| 2022 | $202,112 | $142,975 | $8,212 | — | $47,684 |