Plan Snapshot
- Plan Sponsor: Board Of Trustees Of Smart Local Union No. 36 Welfare Plan
- Sponsor EIN: 430681778
- Sponsor Address: 2319 CHOUTEAU AVE, SUITE 300, ST. LOUIS, MO, 63103
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 1,433
- Total Assets: $60.7M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,433 | $60.7M | $26.5M | $5.0M |
| 2023 | 1,430 | $60.5M | $25.6M | $4.7M |
| 2022 | 1,356 | $56.7M | $23.6M | $4.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CIGNA HEALTH | Other Service Provider | $661,312 | — | $661,312 |
| MARY BETH CYLIAX | Other Service Provider | $147,857 | — | $147,857 |
| JOANNA CLAYTON | Other Service Provider | $116,602 | — | $116,602 |
| LYNNE SCHREIBER | Other Service Provider | $113,773 | — | $113,773 |
| JUDITH MITCHELL | Recordkeeper | $113,378 | — | $113,378 |
| CYNTHIA FOSTER | Other Service Provider | $100,924 | — | $100,924 |
| DELTA DENTAL OF MISSOURI | Other Service Provider | $88,683 | — | $88,683 |
| MICHELLE HAGEMANN | Other Service Provider | $78,360 | — | $78,360 |
| LEGACY PROFESSIONALS LLP | Auditor | $71,213 | — | $71,213 |
| DIANE ROSSO | Other Service Provider | $70,205 | — | $70,205 |
| BREANNA FITZHENRY | Other Service Provider | $65,531 | — | $65,531 |
| EVELYN DUNAJCIK | Other Service Provider | $63,242 | — | $63,242 |
| JOANNA HAM | Other Service Provider | $60,880 | — | $60,880 |
| CATHERINE DOBRYNSKI | Other Service Provider | $58,508 | — | $58,508 |
| PREFERRED RESOURCE NETWORK INC | Other Service Provider | $56,437 | — | $56,437 |
| RREEF AMERICA LLC | Other Service Provider | $53,288 | — | $53,288 |
| MARSH & MCLENNAN | Investment Advisor | $51,000 | — | $51,000 |
| SHELTON CAPITAL MANAGEMENT | Other Service Provider | $50,714 | — | $50,714 |
| SCHUCHAT, COOK & WERNER | ERISA Attorney | $47,025 | — | $47,025 |
| AMY JO WOOD | Other Service Provider | $41,836 | — | $41,836 |
| TAYLOR ROBERTS | Other Service Provider | $32,653 | — | $32,653 |
| LIFE LINE SCREENING | Other Service Provider | $28,428 | — | $28,428 |
| CHANGE HEALTH CARE | Other Service Provider | $27,745 | — | $27,745 |
| SYSTEMS DESIGN ASSOCIATES | Other Service Provider | $20,645 | — | $20,645 |
| BYRNE SOFTWARE TECHNOLOGIES | Other Service Provider | $20,340 | — | $20,340 |
| EKON BENEFITS | Other Service Provider | $13,517 | — | $13,517 |
| MARQUETTE ASSOCIATES | Other Service Provider | $13,000 | — | $13,000 |
| U.S. BANK NATIONAL ASSOCIATION | Recordkeeper | $10,699 | — | $10,699 |
| AMWINS GROUP BENEFITS LLC | Other Service Provider | $8,867 | — | $8,867 |
| CONNER ASH PC | Other Service Provider | $7,567 | — | $7,567 |
| WEB CONNECTIVITY LLC | Other Service Provider | $6,484 | — | $6,484 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- LEGACY PROFESSIONALS LLP — Auditor
- MARSH & MCLENNAN — Investment Advisor
- SCHUCHAT, COOK & WERNER — ERISA Attorney
- U.S. BANK NATIONAL ASSOCIATION — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $2,300,713
- Estimated Expense Ratio: 3.792% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,829,175 | $117,002 | — | $41,637 | — |
| 2023 | $1,715,947 | $65,641 | — | $40,692 | — |
| 2022 | $1,587,024 | $74,061 | — | — | $270,341 |