Plan Snapshot
- Plan Sponsor: Trustees , Plumbers And Pipefitters' Welfare Educational Fund
- Sponsor EIN: 430657966
- Sponsor Address: 3640 CORPORATE TRAIL DRIVE, EARTH CITY, MO, 63045
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 2,918
- Total Assets: $219.7M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 2,918 | $219.7M | $0 | $0 |
| 2024 | 2,791 | $210.8M | $80.2M | $3.8M |
| 2023 | 2,600 | $194.9M | $75.7M | $3.8M |
| 2022 | 2,501 | $177.6M | $68.0M | $3.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MERITAIN HEALTH | Other Service Provider | $1,451,167 | — | $1,451,167 |
| LABOR FIRST LLC | Other Service Provider | $785,127 | — | $785,127 |
| M. COLLOM | Other Service Provider | $202,697 | — | $202,697 |
| K. O'MARA | Other Service Provider | $182,524 | — | $182,524 |
| COMMERCE TRUST COMPANY | Other Service Provider | $174,749 | — | $174,749 |
| P. GALLAGHER | Other Service Provider | $174,072 | — | $174,072 |
| ANDERS MINKLER HUBER & HELM LLP | Other Service Provider | $168,629 | — | $168,629 |
| DELTA DENTAL | Other Service Provider | $166,756 | — | $166,756 |
| T. MADDEN | Other Service Provider | $150,743 | — | $150,743 |
| S. PEROTTI | Other Service Provider | $146,817 | — | $146,817 |
| MAXORPLUS PHARMACY BENEFIT | Other Service Provider | $146,447 | — | $146,447 |
| S. KIELY | Other Service Provider | $146,004 | — | $146,004 |
| J. SUMMERS | Other Service Provider | $143,291 | — | $143,291 |
| D. O'CONNELL | Other Service Provider | $140,461 | — | $140,461 |
| J. SANSONE | Other Service Provider | $140,040 | — | $140,040 |
| T. BIELICKI | Other Service Provider | $136,643 | — | $136,643 |
| K. MCDONOUGH | Other Service Provider | $135,623 | — | $135,623 |
| A. CAMMARATA | Other Service Provider | $132,679 | — | $132,679 |
| B. HOWELL | Other Service Provider | $127,507 | — | $127,507 |
| B. FLYNN | Other Service Provider | $119,978 | — | $119,978 |
| J. HICKEY | Other Service Provider | $118,641 | — | $118,641 |
| M. HEPBURN | Other Service Provider | $117,161 | — | $117,161 |
| L. SCHAFER | Other Service Provider | $116,022 | — | $116,022 |
| C. LOCK | Other Service Provider | $114,619 | — | $114,619 |
| ZELIS | Other Service Provider | $110,546 | — | $110,546 |
| HARTNETT REYES-JONES, LLC | Other Service Provider | $109,629 | — | $109,629 |
| K. BUSHMAN | Other Service Provider | $109,527 | — | $109,527 |
| N. BORDERS | Other Service Provider | $108,731 | — | $108,731 |
| M. BURTON | Other Service Provider | $101,084 | — | $101,084 |
| M. MENSIO | Other Service Provider | $98,557 | — | $98,557 |
| C. CHRISTIAN-BRICE | Other Service Provider | $98,542 | — | $98,542 |
| K. JOHNDROW | Other Service Provider | $94,992 | — | $94,992 |
| SAV RX | Other Service Provider | $93,752 | — | $93,752 |
| M. HARCHARIK | Other Service Provider | $92,043 | — | $92,043 |
| L. DELUCA | Other Service Provider | $90,238 | — | $90,238 |
| M. DANCHUS | Other Service Provider | $89,342 | — | $89,342 |
| S. GEORGER | Other Service Provider | $85,892 | — | $85,892 |
| D. O'NEAL | Other Service Provider | $85,719 | — | $85,719 |
| M. SANDERS | Other Service Provider | $85,719 | — | $85,719 |
| C. NENNINGER | Other Service Provider | $84,841 | — | $84,841 |
| J. DISKO | Other Service Provider | $84,328 | — | $84,328 |
| K. HOLDMEYER | Other Service Provider | $83,851 | — | $83,851 |
| B. FINK | Other Service Provider | $82,805 | — | $82,805 |
| S. HUNT | Other Service Provider | $79,094 | — | $79,094 |
| D. SKILJAN | Other Service Provider | $78,983 | — | $78,983 |
| PBIRX | Other Service Provider | $78,659 | — | $78,659 |
| E. GEORGER | Other Service Provider | $78,261 | — | $78,261 |
| C. SELLINI | Other Service Provider | $78,029 | — | $78,029 |
| T. WAYNE | Other Service Provider | $77,185 | — | $77,185 |
| UNITED ACTUARIAL SERVICES | Other Service Provider | $76,883 | — | $76,883 |
| C. SCHULTE | Other Service Provider | $73,698 | — | $73,698 |
| CHARLES L. CRANE AGENCY | Other Service Provider | — | $73,023 | $73,023 |
| A. LATZEL | Other Service Provider | $72,240 | — | $72,240 |
| B. ARNET | Other Service Provider | $71,978 | — | $71,978 |
| S. BONDURANT | Other Service Provider | $71,858 | — | $71,858 |
| C. O'TOOLE | Other Service Provider | $71,397 | — | $71,397 |
| F. WHITE-WALKER | Other Service Provider | $71,179 | — | $71,179 |
| J. STEINRAUF | Other Service Provider | $70,843 | — | $70,843 |
| B. CONSTANCE | Other Service Provider | $69,019 | — | $69,019 |
| J. SLOAN | Other Service Provider | $60,246 | — | $60,246 |
| S. MILLIGAN | Other Service Provider | $52,447 | — | $52,447 |
| A. CHAMBERLIN | Other Service Provider | $49,407 | — | $49,407 |
| L. O'MARA | Other Service Provider | $44,273 | — | $44,273 |
| L. SCHACKELFORD | Other Service Provider | $43,038 | — | $43,038 |
| R. SCHROEDER | Other Service Provider | $41,609 | — | $41,609 |
| VISION SERVICE PLAN | Other Service Provider | $33,808 | — | $33,808 |
| ROBERT HALF | Other Service Provider | $30,771 | — | $30,771 |
| L. SCHMIDT | Other Service Provider | $30,016 | — | $30,016 |
| L. BECK | Other Service Provider | $25,230 | — | $25,230 |
| T. SCHMIDT | Other Service Provider | $25,140 | — | $25,140 |
| MARQUETTE ASSOCIATES | Other Service Provider | $25,000 | — | $25,000 |
| MINUTEMAN PRESS | Other Service Provider | $7,256 | — | $7,256 |
| ASTON CARTER, INC. | Other Service Provider | $5,376 | — | $5,376 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $8,894,481
- Estimated Expense Ratio: 4.048% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $98,114,610 | $90,184 | — | — | — |
| 2024 | $6,914,441 | $84,799 | — | $143,445 | — |
| 2023 | $6,892,600 | $80,939 | — | — | — |
| 2022 | $6,653,142 | $79,466 | — | — | $282,692 |