Plan Snapshot
- Plan Sponsor: Gardiner & Theobald INC.
- Sponsor EIN: 582055197
- Sponsor Address: 535 FIFTH AVENUE, NEW YORK, NY, 10017
- Plan Type: 401(k)
- Total Participants: 254
- Total Assets: $22.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 254 | $22.7M | $321,992 | $2.8M |
| 2023 | 250 | $18.7M | $303,102 | $2.5M |
| 2022 | 244 | $15.3M | $165,030 | $2.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| UBS FINANCIAL SERVICES INC | Investment Advisor | $37,274 | — | $37,274 |
| FIDELITY INVESTMENTS INSTITUTIONAL | Recordkeeper | $20,446 | — | $20,446 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- UBS FINANCIAL SERVICES INC — Investment Advisor
- FIDELITY INVESTMENTS INSTITUTIONAL — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $57,720
- Estimated Expense Ratio: 0.254% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $57,720 | $37,274 | — | — | — |
| 2023 | $5,983 | — | — | — | — |
| 2022 | $4,375 | — | — | — | $4,375 |