Plan Snapshot
- Plan Sponsor: Educational Employees Credit Union
- Sponsor EIN: 941031345
- Sponsor Address: 2222 W. SHAW AVENUE, FRESNO, CA, 93711
- Plan Type: DC
- Total Participants: 567
- Total Assets: $91.3M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 567 | $91.3M | $2.4M | $3.4M |
| 2023 | 554 | $83.1M | $2.2M | $3.2M |
| 2022 | 525 | $70.5M | $2.0M | $3.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MORGAN STANLEY | RETAINED BY EMPLOYER | $50,000 | — | $50,000 |
| JOHN HANCOCK | RETAINED BY EMPLOYER | $36,609 | — | $36,609 |
| BAKER TILLY US, LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MORGAN STANLEY — RETAINED BY EMPLOYER
- JOHN HANCOCK — RETAINED BY EMPLOYER
- BAKER TILLY US, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $86,609
- Estimated Expense Ratio: 0.095% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $86,609 | $58,914 | $27,695 | — | — |
| 2023 | $117,279 | $56,951 | $21,108 | $39,220 | — |
| 2022 | $79,117 | $53,275 | $25,842 | — | — |