Plan Snapshot
- Plan Sponsor: Misson Federal Credit Union
- Sponsor EIN: 952148515
- Sponsor Address: 10325 MELANLEY DRIVE, SAN DIEGO, CA, 92131
- Plan Type: 401(k)
- Total Participants: 625
- Total Assets: $100.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 625 | $100.7M | $3.8M | $4.3M |
| 2023 | 602 | $87.9M | $3.6M | $3.9M |
| 2022 | 600 | $71.1M | $3.1M | $3.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUTIY INSURANCE COMPANY | RECORDKEEPER | $120,152 | — | $120,152 |
| MOSS ADAMS LLP | AUDITOR | $18,900 | — | $18,900 |
| BAKER TILLY US, LLP | Auditor | $18,900 | — | $18,900 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- BAKER TILLY US, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $157,952
- Estimated Expense Ratio: 0.157% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $142,822 | — | — | $18,900 | — |
| 2023 | $132,595 | — | — | — | — |
| 2022 | $206,226 | $178,109 | $17,867 | — | $10,250 |