Plan Snapshot
- Plan Sponsor: Capstone Mechanical, LLC
- Sponsor EIN: 202784200
- Sponsor Address: 7100 IMPERIAL DRIVE, WACO, TX, 76712
- Plan Type: 401(k)
- Total Participants: 194
- Total Assets: $4.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 194 | $4.6M | $277,981 | $434,867 |
| 2023 | 221 | $4.3M | $219,145 | $342,371 |
| 2022 | 202 | $3.4M | $173,414 | $284,011 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $56,144 | — | $56,144 |
| RAYMOND JAMES & ASSOCIATES, INC. | INVESTMENT ADVISORY | — | $22,512 | $22,512 |
| JULY BUSINESS SERVICES INC | CONTRACT ADMINISTRATOR | $6,297 | $2,174 | $8,471 |
| JAYNES REITMEIER BOYD & THERRELL | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- RAYMOND JAMES & ASSOCIATES, INC. — INVESTMENT ADVISORY
- JULY BUSINESS SERVICES INC — CONTRACT ADMINISTRATOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $87,127
- Estimated Expense Ratio: 1.880% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $62,442 | — | $62,442 | — | — |
| 2023 | $61,350 | — | $61,350 | — | — |
| 2022 | $56,106 | — | $56,106 | — | — |