Plan Snapshot
- Plan Sponsor: Trustees Of The Agc Of America Sd Chapter INC - Health & Welfare
- Sponsor EIN: 330078759
- Sponsor Address: P.O. BOX 12630, SAN DIEGO, CA, 92112
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 1,560
- Total Assets: $5.7M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,560 | $5.7M | $22.5M | $71,364 |
| 2023 | 1,535 | $5.2M | $21.2M | $38,587 |
| 2022 | 1,641 | $3.8M | $19.5M | $47,275 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| WEST COAST GROUP BENEFITS | Other Service Provider | $828,969 | — | $828,969 |
| POLYCOMP ADMINISTRATION SERVICES | Recordkeeper | $279,989 | — | $279,989 |
| WOLDS LAW GROUP | Other Service Provider | $82,647 | — | $82,647 |
| MOSS ADAMS LLP | Other Service Provider | $76,171 | — | $76,171 |
| CLELLAND AND COMPANY INC | Other Service Provider | $7,428 | — | $7,428 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,275,204
- Estimated Expense Ratio: 22.247% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,297,003 | — | $262,344 | $37,950 | — |
| 2023 | $1,336,946 | — | $270,098 | $44,097 | — |
| 2022 | $1,354,860 | — | $285,006 | — | $195,578 |