Plan Snapshot
- Plan Sponsor: Reta Trust
- Sponsor EIN: 942329720
- Sponsor Address: 2121 N. CALIFORNIA BLVD. SUITE 350, WALNUT CREEK, CA, 94596
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 23,680
- Total Assets: $101.4M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 23,680 | $101.4M | $305.8M | $76.5M |
| 2023 | 22,433 | $95.0M | $269.0M | $67.3M |
| 2022 | 21,890 | $90.5M | $235.8M | $59.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| KAISER PERMANENTE | Other Service Provider | $10,992,136 | — | $10,992,136 |
| BLUE SHIELD OF CA | Other Service Provider | $7,645,202 | — | $7,645,202 |
| HM LIFE | Other Service Provider | $4,671,041 | — | $4,671,041 |
| BAS, INC. | Other Service Provider | $2,735,801 | — | $2,735,801 |
| GALLAGHER BENEFIT SERVICES | Investment Advisor | $2,278,687 | — | $2,278,687 |
| CONCIERGE NURSE NAVIGATOR | Other Service Provider | $1,033,761 | — | $1,033,761 |
| DELTA DENTAL | Other Service Provider | $1,029,618 | — | $1,029,618 |
| ARMANINO LLP | Other Service Provider | $490,520 | — | $490,520 |
| LEWIS & ELLIS, INC. | Other Service Provider | $473,603 | — | $473,603 |
| HINSHAW & CULBERTSON, LLP | Other Service Provider | $345,549 | — | $345,549 |
| ZABIT MEDIA, INC. | Other Service Provider | $342,000 | — | $342,000 |
| ONE MEDICAL-PEAKMED COLORADO, LLC | Other Service Provider | $280,630 | — | $280,630 |
| ARTHUR J GALLAGHER & CO. | Investment Advisor | $200,907 | — | $200,907 |
| WADE AUBRY, MD | Other Service Provider | $187,387 | — | $187,387 |
| VISION SERVICE PLAN | Other Service Provider | $165,377 | — | $165,377 |
| QUEST DIAGNOSTICS | Other Service Provider | $142,290 | — | $142,290 |
| BEACON POINTE ADVISORS | Investment Advisor | $87,567 | — | $87,567 |
| MOSS ADAMS LLP | Other Service Provider | $86,957 | — | $86,957 |
| DAYFORCE US, INC. | Other Service Provider | $80,703 | — | $80,703 |
| WILLIS TOWERS WATSON US LLC | Recordkeeper | $57,250 | — | $57,250 |
| US BANK | Recordkeeper | $39,567 | — | $39,567 |
| SEGALL BRYANT & HAMILL, LLC | Other Service Provider | $36,885 | — | $36,885 |
| STERLING CAPITAL | Other Service Provider | $26,279 | — | $26,279 |
| INSTITUTIONAL SHAREHOLDER SVS, INC | Other Service Provider | $25,207 | — | $25,207 |
| BROWN ADVISORY | Other Service Provider | $21,464 | — | $21,464 |
| BANK OF AMERICA | Other Service Provider | $20,860 | — | $20,860 |
| SURFSIDE COMPUTING LLC | Other Service Provider | $18,000 | — | $18,000 |
| FIDUCIARY MANAGEMENT, INC. | Other Service Provider | $17,362 | — | $17,362 |
| BAKER TILLY US, LLP | Auditor | $15,471 | — | $15,471 |
| CHAMPLAIN INVESTMENTS | Other Service Provider | $12,636 | — | $12,636 |
| THE PRINTING BUSINESS, INC. | Other Service Provider | $9,590 | — | $9,590 |
| HEALTH EQUITY | Other Service Provider | $8,976 | — | $8,976 |
| LINDY FLEMMING PRODUCTIONS | Other Service Provider | $7,814 | — | $7,814 |
| COMPENSATION CONNECTIONS LLC | Other Service Provider | $6,480 | — | $6,480 |
| CRISP IMAGING | Other Service Provider | $5,356 | — | $5,356 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- GALLAGHER BENEFIT SERVICES — Investment Advisor
- ARTHUR J GALLAGHER & CO. — Investment Advisor
- BEACON POINTE ADVISORS — Investment Advisor
- WILLIS TOWERS WATSON US LLC — Recordkeeper
- US BANK — Recordkeeper
- BAKER TILLY US, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $33,598,933
- Estimated Expense Ratio: 33.147% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $30,662,149 | $291,948 | $20,778,670 | $510,685 | — |
| 2023 | $27,999,948 | $279,461 | $18,454,134 | $535,921 | — |
| 2022 | $25,981,709 | $271,134 | $17,255,099 | — | $1,378,198 |