Plan Snapshot
- Plan Sponsor: The Dennis Group, INC.
- Sponsor EIN: 042993285
- Sponsor Address: 1537 MAIN STREET, SPRINGFIELD, MA, 01103
- Plan Type: 401(k)
- Total Participants: 543
- Total Assets: $98.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 543 | $98.3M | $2.2M | $6.4M |
| 2023 | 505 | $83.2M | $1.9M | $5.6M |
| 2022 | 464 | $67.3M | $1.4M | $4.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | Recordkeeper | $75,269 | — | $75,269 |
| USI ADVISORS INC | Investment Advisor | $34,999 | — | $34,999 |
| EMPOWER ADVISORY GROUP, LLC | Investment Advisor | $6,987 | — | $6,987 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $117,255
- Estimated Expense Ratio: 0.119% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $94,728 | $41,986 | — | — | — |
| 2023 | $87,991 | $39,536 | — | — | — |
| 2022 | $86,853 | — | $86,853 | — | — |