Plan Snapshot
- Plan Sponsor: Cdm Smith INC.
- Sponsor EIN: 042473650
- Sponsor Address: 75 STATE STREET, BOSTON, MA, 02109
- Plan Type: 401(k)
- Plan Number: 002
- Total Participants: 6,798
- Total Assets: $1.7B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 6,798 | $1.7B | $0 | $0 |
| 2024 | 4,119 | $1.5B | $10.9M | $44.0M |
| 2023 | 3,814 | $1.4B | $79,130 | $40.4M |
| 2022 | 3,560 | $1.2B | $9.7M | $35.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| VANGUARD ADVISERS INC. | Other Service Provider | $436,152 | — | $436,152 |
| THE VANGUARD GROUP, INC. | Other Service Provider | $315,579 | — | $315,579 |
| MERCER | Other Service Provider | $129,357 | — | $129,357 |
| CBIZ ADVISORS, LLC | Other Service Provider | $35,918 | — | $35,918 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $917,006
- Estimated Expense Ratio: 0.054% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $113,810,585 | — | — | — | — |
| 2024 | $861,298 | — | — | — | — |
| 2023 | $802,593 | — | — | — | — |
| 2022 | $757,207 | — | — | — | — |