Plan Snapshot
- Plan Sponsor: The Arbor Experts, LLC
- Sponsor EIN: 471775914
- Sponsor Address: 3118 FM 528, WEBSTER, TX, 77598
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 317
- Total Assets: $4.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 317 | $4.0M | $0 | $0 |
| 2024 | 248 | $3.1M | $188,280 | $717,285 |
| 2023 | 257 | $2.3M | $170,879 | $603,239 |
| 2022 | 233 | $1.4M | $61,596 | $494,012 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| JOHN HANCOCK LIFE INSURANCE COMPANY | Recordkeeper | $50,876 | — | $50,876 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $50,876
- Estimated Expense Ratio: 1.280% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $589,832 | — | $11,284 | — | — |
| 2024 | $52,564 | — | $52,564 | — | — |
| 2023 | $36,594 | — | $36,594 | — | — |
| 2022 | $26,572 | — | $26,572 | — | — |